What are the responsibilities and job description for the COMMERCIAL LOAN OFFICER, VP - remote not available position at First Northern Bank & Trust Co?
POSITION SUMMARY
We are seeking an experienced and relationship-driven Commercial Loan Officer to originate, structure, and manage a portfolio of commercial loans. This role is responsible for developing new business relationships, serving as a trusted advisor to commercial clients, and supporting the institution's growth goals while maintaining strong credit quality.
KEY RESPONSIBILITIES
* Develop and manage a portfolio of commercial lending relationships.
* Originate new commercial loans, including C&I, commercial real estate, and owner-occupied properties.
* Generate new business through networking, referrals, and community involvement.
* Analyze financial statements, credit reports, and cash flow to assess credit risk .
* Structure loan proposals and present requests to credit committees.
* Ensure compliance with internal policies and regulatory requirements.
* Collaborate with credit, operations, and relationship management teams.
* Monitor existing loans and maintain strong client relationships.
QUALIFICATIONS & EXPERIENCE
Bachelor's degree in Finance, Business, Accounting, or related field (or equivalent experience)
3 years of commercial lending or commercial banking experience preferred.
Strong understanding of credit analysis, financial statements, and loan structuring.
Proven ability to develop and grow commercial client relationships.
Excellent communication, negotiation, and problem solving skills.
WHAT WE OFFER
Competitive base salary plus bonus incentive
Comprehensive benefits package including health, retirement, and paid time off
Supportive leadership and a collaborative culture
Opportunities for professional growth and advancement
HOW TO APPLY
Please submit your resume. All inquiries will be handled confidentially.
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Education:
- Bachelor's (Preferred)
Experience:
- COMMERCIAL LENDING: 3 years (Required)
Work Location: In person