Credit Analyst

JOB DESCRIPTION

Under limited supervision, the Credit Analyst will review and analyze financial statements and perform credit analysis for commercial lenders in a timely and accurate manner. They will assist the department in performing projects aimed at identifying and limiting credit risks within the commercial loan portfolio.

QUALIFICATIONS

* Minimum of a Bachelor’s degree in Business, Accounting, Finance or relevant discipline with a minimum of 2 accounting courses is required. Relevant experience may also be considered.

* Prior banking experience preferred.

* Ability to meet/exceed deadlines.

* Strong communication and organizational skills; detail-oriented with a high degree of accuracy.

* Must have proficient verbal and written communication skills.

* Excellent organization skills.

* Proficient skills in using the Microsoft Suite of products.

* Strong Analytical Skills.

* Strong Attention to Detail.

* Works effectively independently within a team

ADDITIONAL INFORMATION
This is an extraordinary opportunity for an individual who wants to learn and grow and has the desire to become a Commercial Lender at First National Bank of Michigan.

Company Description

First National Bank of Michigan (FNBM), is a locally owned bank. Our commitment to superior service and our community means that you will always have personalized service with professionals whom you can talk to face-to-face. We are privately owned by investors who value commitment to a locally controlled bank that helps the community grow and prosper.

First National Bank of Michigan was not only made in Michigan, but also made to serve Michigan. Together, our staff currently gives back to more than 100 area organizations. We believe a healthy community depends on the positive contributions of its members, and that’s why we encourage collaborations between our bank, organizations and members of the community.

Working for First National Bank of Michigan means being part of a family-friendly team of professionals dedicated to service within their community. We offer a competitive compensation package and opportunities for professional networking, growth and advancement.

First National Bank of Michigan is an equal opportunity employer. FNBM pledges equal opportunity for all employees and applicants. Consequently, all individual employment decisions will be based on the individual’s qualifications, performance, and effort. FNBM does not discriminate against employees or applicants and will make every effort to provide a workplace free of the tensions created by actions that degrade an individual because of their religion, race, color, national origin, age, sex, sexual orientation, gender identity, height, weight, marital status, veteran status, disability, or citizenship status. To do this, the
Bank has adopted a policy against all forms of harassment and any other forms of unwanted or illegal conduct.

First National Bank of Michigan - Diversity, Equity & Inclusion Statement

At First National Bank of Michigan, we believe “Together, we are First”. To be “Together,” we fully embrace that each individual has a different life experience. We must respect and embrace the diverse backgrounds of all and strive to address and eliminate any conscious or unconscious biases that exist. In doing so, we promote an environment free of discrimination, which allows individuals to be true to their authentic selves.
These actions stimulate critical thinking, strengthen communication, and inspire employees to help deliver on the core mission and values of the Bank.

We are committed to building –

· A diverse and inclusive workforce

· Respectful communication and teamwork amongst all

· Work/Life Balance that respects the needs of our employees

· Continuous opportunities to learn and grow “Together”

Job Type: Full-time

Pay: $51,000.00 - $63,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Referral program
• Vision insurance

Education:

• Bachelor's (Required)

Work Location: In person

Salary : $51,000 - $63,000