Senior Loan Processor

Who we are

We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we build and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.

Our mission

Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.

Our values

• Passion: We have an unrelenting drive to be great. Quality service is our #1 priority.
• Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service.
• Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
• Community: We’re proud to support each other and our local communities. We win when our customers win.

To learn more about us, visit www.firstnationalbanks.bank (http://www.firstnationalbanks.bank).

About the role

The Senior Loan Processor is responsible to proactively process a pipeline of diverse, demanding and complex loans. This role manages loan closing activities for loans, modifications, renewals, and extensions and works to resolve any issues or obstacles to closing. Confirms all loans are closed in compliance with Company procedures and relevant regulations.

This position is located in Rapid City, SD. This position is performed in the branch.

What you will do

• Reviews and processes loan applications, ensuring completeness and accuracy of all required documentation.
• Prepares and maintains loan documentation, including promissory notes, security agreements, and collateral documents.
• Verifies insurance requirements are correct and up-to-date.
• Ensures that all documents are properly executed and compliant with regulatory requirements.
• Monitors and tracks loan files to ensure they are up to date with relevant information, commercial loan covenants, and compliance requirements.
• Maintains the file monitoring system (Tickler Reports).
• Assists in the preparation of loan disbursements and payments, maintaining accurate records throughout the loan cycle.
• Maintains open and clear communication with customers, providing assistance and responding to inquiries.
• Collaborates with lending officers, credit analysts, and other departments to facilitate the loan origination and servicing processes.
• Identifies any obstacles to closings and presents viable alternatives and solutions.
• Reviews titles and works to resolve any outstanding title issues, prepares escrow instructions.
• Assists in training and mentoring loan administrators.
• Other duties as assigned.

What you will need

• Associate’s degree or greater in related field is preferred.
• 2-5 years of Commercial Loan processing experience, preferably in LaserPro..
• Familiarity with LaserPro, Fiserv Premier Banking System, or other banking systems a plus.
• Strong attention to detail required.

What we offer

• Health Insurance
• Dental Insurance
• Vision Insurance
• Paid Vacation, Sick, and Holiday time
• A competitive 6% 401k match
• And more!

Candidate must pass a pre-employment screening including credit history and criminal record check.

Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.