What are the responsibilities and job description for the Loan Officer Originator position at First Mutual Holding Co.?
The Loan Officer is responsible for originating mortgage loan, HELOC and consumer applications.
We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Duties and Responsibilities:
Originates loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer’s home or place of business and away from the bank’s place of business or any office maintained for loan production business purposes.
Responds to customer/contact inquiries regarding the association’s loan products and customer’s applications.
Keeps up-to-date on government regulations and the association’s policies and procedures regarding lending; participates in compliance training and banking regulations for industry.
Knows, understands and complies with current fair lending laws and bank policies and procedures; addresses same at all times.
Makes an underwriting decision on each loan within their lending authority; for those above that level or for exceptions to lending policies the file referred to the VP Lending Operations Officer and/or President CEO to make the decision as outlined in policy and procedure.
Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner, sets expectations; develops performance metrics; measures vendor performance, provides feedback and hold accountable.
Other duties as required.
Necessary competencies:
Adaptability
Communication skills
Customer service
Interpersonal skills
Job knowledge
Judgment
Leadership
Planning and organization
Staff development
Technical Expertise
Experience in mortgage lending is required.
Experience with lending laws, regulations, and guidelines are required.
Experience in customer service is required.
Experience in financial services or banking is preferred.
Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Encompass, Cleartouch, OnBase, various government and investor software/web portals is preferred. CRM software is preferred.
Education and Experience
Education: High School Diploma is required Bachelor’s degree in Marketing or Communications is preferred
Certification: NMLS is required.
Years of experience: 3 to 5 years as a Loan Officer [Originator] is required.
Physical Environment
While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
The employee must occasionally lift and/or move up to 25 pounds.
The noise level in the work environment is usually quiet to moderate.
This position is performed in a hybrid office setting, five days a week, with a 1-day-a-week remote work option, with typical work hours being 8:00 am through 4:30pm.
Salary.com Estimation for Loan Officer Originator in Parkersburg, WV
$46,062 to $57,936
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.
Compensation Planning
Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right.
Surveys & Data Sets
What is the career path for a Loan Officer Originator?
Sign up to receive alerts about other jobs on the Loan Officer Originator career path by checking the boxes next to the positions that interest you.
Sign up to receive alerts about other jobs with skills like those required for the Loan Officer Originator.
Click the checkbox next to the jobs that you are interested in.
Position Summary: The Mortgage Loan Originator originates first mortgage loans and home improvement loans for consumers. Duties and Responsibilities: Origi...more
Description: The Mortgage Loan Originator originates first mortgage loans and home improvement loans for consumers. Requirements: Duties and Responsibiliti...more
Apply Job Type Full-time Description The Loan Officer is responsible for originating mortgage loan, HELOC and consumer applications. We are an Equal Opport...more
Company Description First Mutual Bank Role Description This is a full-time on-site role for a Mortgage Loan Originator at FIRST MUTUAL BANK, FSB in Parkers...more
