What are the responsibilities and job description for the Mortgage Lender II position at First Mid?
We are seeking a motivated and experienced Mortgage Lender II to join our team in Rockford, IL. The ideal candidate will have a strong background in mortgage lending, excellent customer service skills, and the ability to manage the loan process from application to closing efficiently. Key Responsibilities
- Originate and process mortgage loan applications in compliance with company policies and regulatory requirements.
- Evaluate borrower creditworthiness and financial status to determine loan eligibility.
- Provide expert guidance to clients on mortgage products, rates, and terms to help them make informed decisions.
- Collaborate with underwriters, processors, and other team members to ensure timely and accurate loan closings.
- Maintain up-to-date knowledge of mortgage products, market trends, and regulatory changes.
- Build and maintain strong relationships with real estate agents, builders, and other referral sources.
- Ensure all loan documentation is complete, accurate, and compliant with company and regulatory standards.
- Meet or exceed monthly and annual loan production goals.
- Active and valid Mortgage Loan Originator (MLO) license.
- Minimum of 2 years experience in mortgage lending or related financial services.
- Strong knowledge of mortgage products, underwriting guidelines, and loan processing procedures.
- Excellent communication and interpersonal skills with a customer-focused approach.
- Ability to analyze financial information and credit reports effectively.
- Detail-oriented with strong organizational and time management skills.
- Proficient with mortgage software and Microsoft Office Suite.
- Ability to work independently and as part of a team in a fast-paced environment.
- High school diploma or equivalent required; Bachelor’s degree in finance, business, or related field preferred.