What are the responsibilities and job description for the Credit Analyst position at First Horizon?
Location: On site at location listed in job posting.
Summary
Responsible for evaluating and approving or rejecting loan applications based on established criteria. Handles smaller and less complex loans.
Essential Duties and Responsibilities
- Receive credit requests and make approve/decline decisions within established policy, guidelines, and turnaround times.
- Underwrite real estate related credit requests.
- Document decisions properly and completely with particular diligence given to explanations of overrides or variances, to include a narrative to explain credit decisions.
- Provide a high level of customer service to the originators of loan requests to include the communication of credit decisions and answering questions.
- Works with the loan administration and client specialists to manage delinquencies on loans;
- Reports troublesome loans to the senior credit officer and commercial line manager on a timely basis.
- Ensures that the systems of record are accurate for the loans being administered; ensures that management information is reported timely and accurately.
- Obtains satisfactory loan reviews and ensures that regular audits are performed.
Qualifications
- College degree in related field
- 1 – 4 years of relevant experience and/or training preferred.
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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