What are the responsibilities and job description for the External Mortgage Loan Originator position at First Heritage Mortgage Services?
First Heritage Mortgage Services is a full-service mortgage banking company with over 15 years of experience in mortgage origination, processing and servicing. Our experienced mortgage professionals demonstrate exemplary service levels and operate under the credit union philosophy of "people helping people".
Responsibilities:
The External Mortgage Originator will actively solicit mortgage loan referrals from external centers of influences (COI's) including but is not limited to realtors, builders, financial advisors, accountants, and previous clients. They will provide high quality counseling, advisement and educational prospective for borrowers regarding mortgage programs, rates and documentation requirements.
Candidates must possess a minimum of 3 years of origination experience. Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies, a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA and local bond programs. Must be knowledgeable with local, state and national laws (e.g., Truth-in-Lending, RESPA, etc.) and must have necessary NMLS Licensing.
We offer a base salary plus a competitive commission plan, an outstanding benefits package, including a 401(k) with a generous company match and a progressive & environmentally friendly work environment.
To be considered for the External Mortgage Originator position, correspondence should include a resume listing job history and salary expectations. Please be advised that credit, criminal, employment, drug/alcohol testing and education background checks are conducted on potential candidates.All new hires are required to show proof of vaccination status against COVID-19 prior to employment with the Credit Union and/or its subsidiaries. Exemptions to this requirement will be considered on a case-by-case basis in accordance with applicable law. All resumes will be reviewed, but only competitive candidates will be contacted for further conversation.