Demo

Senior Credit Officer

First Farmers Bank
Columbia, TN Full Time
POSTED ON 3/22/2026
AVAILABLE BEFORE 5/21/2026
Date: March 20, 2026
Job Location: First Farmers and Merchants Bank, 816 South Garden Street, Columbia, TN 38401
Education Level: (1) A master's degree, or (2) a bachelor's degree plus professional certification (e.g. CPA).
Job Type: Full Time
VEVRAA Federal Contractor

Request Priority Referral of Protected Veterans

EOE Protected Veterans/Disabled

Robert C. Matthews, email: bob.matthews@myfirstfarmers.com


Role:

To assist Relationship Managers in the review, structuring, underwriting and approval of loan request within the bank's lending policies and procedure; to ensure that the bank's total portfolio complies with policies, laws and regulations; assist in the management of credit risk of the loan portfolio to include various reporting to bank management and the Board of Directors and assist the Managing Senior Credit Officer in the management of the Credit Administration area.

Essential Functions & Responsibilities:


E

20%

Assist in prescreen credit discussion with Relationship Managers around the structuring of new proposals and renewals.

E

10%

Assist the Managing Senior Credit Officer in formulating and deploying of the Bank's lending policies.

E

35%

Approval of credits within established loan authorities and support of credits requiring Managing Senior Credit Officer and/or Executive Committee approval.

E

15%

Assist in the monitoring of the entire loan portfolio through the review of various loan reporting.

E

5%

Assist in the training and development staff within Credit Administration.

E

5%

Assists in preparations for bank examinations and loan reviews; assists in credit discussions with on-site examiners and loan review staff; assist in written responses to loan reviews and applicable portions of bank examinations.

E

5%

Assists Special Assets Department with all business purpose (C & I and CRE) problem loans, establishes workout and recovery action plans, and coordinates with external counsel if necessitated.

N

5%

Other job-related duties as assigned.

Performance Measurements:

1. To comply with the letter and with the spirit of the bank's Code of Business Conduct and Ethics.

2. To maintain the confidentiality of customer and any other sensitive information.

3. To meet loan portfolio goals with regard to growth, income and quality.

4. To maintain a professional, courteous and friendly atmosphere for customers and co-workers.

5. To acquire a knowledge of regulations and bank procedures, particularly those involving the lending function, to comply with the provisions of the Bank Secrecy Act and other laws and regulations.

6. To maintain a professional work environment and businesslike appearance at all times.

7. To develop and maintain a positive and productive working relationship with co-workers.

8. To complete required training and undertake additional training as needed to increase job knowledge and maximize productivity.

Knowledge and Skills:

Experience

Ten years to fifteen years of similar or related experience.

Education

(1) A master's degree, or (2) a bachelor's degree plus professional certification (e.g. CPA).

Interpersonal Skills

Work frequently involves exercising advanced conflict resolution, giving material presentations, and resolving issues impacting multiple departments or divisions. Role also requires the ability to motivate or influence others as a material part of the role, with a significant level of diplomacy and trust. Obtaining cooperation (internally and/or externally) is an important part of the role and a high level of interpersonal skills is critical to the success of this position.

Other Skills

Must have experience in analyzing business financial statements and assessing the viability of businesses; must have excellent communication and PR skills; ability to use related software required.

Physical Requirements

The person in this position needs to be able to frequently move inside and outside of the office environment to interact with associates and customers. The person should be able to operate computers and other office type of equipment.

Work Environment

This job operates in a professional office environment as well as working in a professional manner with all customers and associates.





EOE Females/Minorities/Protected Veterans/Disabled

 

Salary.com Estimation for Senior Credit Officer in Columbia, TN
$119,091 to $160,735
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution. Compensation Planning
Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right. Surveys & Data Sets

What is the career path for a Senior Credit Officer?

Sign up to receive alerts about other jobs on the Senior Credit Officer career path by checking the boxes next to the positions that interest you.
Income Estimation: 
$144,451 - $223,362
Income Estimation: 
$128,393 - $237,076
Employees: Get a Salary Increase
View Core, Job Family, and Industry Job Skills and Competency Data for more than 15,000 Job Titles Skills Library

Not the job you're looking for? Here are some other Senior Credit Officer jobs in the Columbia, TN area that may be a better fit.

Senior Credit Officer
Apply
  • First Farmers and Merchants Bank Columbia, TN
  • Date: March 20, 2026 Job Location: First Farmers and Merchants Bank, 816 South Garden Street, Columbia, TN 38401 Education Level: (1) A master's degree, or... more
  • 1 Month Ago
2604-2 Chief Credit Officer
Apply
  • Tennessee Bankers Association Nashville, TN
  • Pathway Lending Chief Credit Officer Working under the policy direction of Pathway Lending and under the general supervision of the President/CEO this posi... more
  • 8 Days Ago
View More Jobs

AI Assistant is available now!

Feel free to start your new journey!