What are the responsibilities and job description for the Mortgage Loan Originator position at First Farmers and Merchants Bank?
- Date: May 5, 2026
- Job Location: First Farmers and Merchants Bank, The work location for this position is flexible. We have branches in Maury, Lawrence, Giles, Hickman, Marshall, Williamson, Davidson, and Hamilton Counties in Tennessee. The work location for this position can be based out of a branch within an area we serve.
- Education Level: High School Diploma or Equivalent
- Job Type: Full Time
- VEVRAA Federal Contractor
- Request Priority Referral of Protected Veterans
- EOE Females/Minorities/Protected Veterans/Disabled
- Robert C. Matthews, email: bob.matthews@myfirstfarmers.com
About the Role
We’re seeking a dynamic Mortgage Loan Originator with strong sales abilities and a passion for building meaningful partnerships. In this role, you will take the lead in developing and nurturing new relationships with Real Estate professionals within your market—helping expand our presence and drive continued growth.
As an MLO, you’ll guide clients through the mortgage process with clarity and confidence, delivering exceptional service and crafting tailored financing solutions that support their homeownership goals. You’ll build long‑term client relationships, analyze financial information to recommend the best lending options, and collaborate closely with a supportive, high-performing team.
If you’re a motivated salesperson who thrives on relationship-building, strategic thinking, and helping clients achieve their dreams, this is the opportunity to grow your career and make a meaningful impact.
What You’ll Do
Engage & Advise Clients
• Meet with mortgage applicants to understand their financial needs and review initial loan requests.
• Evaluate borrower information and recommend appropriate loan products that best meet their goals.
Manage the Loan Process
• Submit fully completed loan applications and documentation for processing.
• Monitor progress and keep clients informed from application through post closing.
• Partner with the loan team to ensure all files are complete, accurate, and properly secured.
Structure & Present Loan Solutions
• Negotiate loan terms and structure financing packages based on risk and credit considerations.
• Present loan recommendations for approval in alignment with bank policies.
• Maintain accurate financial and credit tracking records.
Maintain Credit Quality
• Perform credit investigations as needed and keep credit files current throughout the life of the loan.
Deliver Exceptional Service
• Support the bank’s relationship focused culture with strong product knowledge and proactive communication.
• Build positive relationships with customers, prospective clients, and team members.
Be a Team Player
• Help coordinate workflow and contribute to a supportive team environment.
• Champion department and company goals with a collaborative mindset.
Stay Compliant
• Follow all company policies, procedures, lending regulations, and industry standards.
What We’re Looking For
• Strong communication and relationship building skills
• Ability to analyze financial information and make sound recommendations
• Knowledge of mortgage lending practices and regulations
• A team oriented approach with a commitment to excellent customer service
• Detail oriented and comfortable managing multiple tasks