PT Team LO/LOA

Basic Duties of a Loan Originator are listed below. For complete description of the position, the hiring manager will provide during the interview process.

• Completes residential mortgage loan applications.
• Arranges residential mortgage loan credit transactions to meet clients' needs.
• Assists consumers in identifying proper residential mortgage loan products.
• Advertises and communicates to the general public loan origination services.
• Completes all internal required continuing education courses assigned within in the time they are due.
• Exercise proficiency with all technology requirements including, but not limited to: Encompass, Blue Sage, Compensafe and Paychex.
• Represent FCM, both ethically and professionally, with a positive attitude and demeanor.
• Provide superior customer service, while exemplifying the FCM culture in the community.
• Uphold all internal and regulatory compliance guidelines, policies, and procedures.
• Attend all required staff meetings.
• Report hours of work to management when due.
• Complete mandatory new employee orientation.
• Maintain requirements of the Dodd Frank / NMLS registration process.
• Other duties as assigned.

Loan Originator Assistant Duties:

• Accepts assignment with an individual, or team, of Loan Originators.
• May completes residential mortgage loan applications within assignment.
• Assists consumers in identifying proper residential mortgage loan products.
• Advertises and communicates to the general public the loan origination services.
• Complete all internal required continuing education courses assigned in the time they are due.
• Exercise proficiency with all technology requirements including, but not limited to: Encompass, Compensafe, FCM Knowledge Center, AUS systems, BAI Learning.
• Represent FCM, both ethically and professionally, with a positive attitude and demeanor. Provide superior customer service, while exemplifying FCM as the Lender of Choice in community.
• Uphold all internal and regulatory compliance guidelines, policies, and procedures, as hosted in the FCM Knowledge Center.
• Attend all required staff meetings.
• Report hours of work to management when due.
• Complete mandatory new employee orientation.
• Maintain requirements of the NMLS registration process.
• Other duties and responsibilities as assigned and dictated by workload and manager.

Education/Experience: Bachelor’s degree in business; or related field preferred, high school diploma or GED 1-3 years of related experience.

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

KNOWLEDGE, SKILLS, AND ABILITIES

• Highly detailed and organized. Successfully engage in multiple initiatives simultaneously.
• Record of accomplishment of meeting deadlines, delivering high quality results, and demonstrating accountability and ownership of work and actions.
• Strong analytical and problemsolving skills to critically evaluate the information gathered from multiple sources, reconcile conflicts, decompose highlevel information into details, abstract up from lowlevel information to a more general understanding, distinguish presented user requests from the underlying true needs, and distinguish solution ideas from requirements.
• Excellent written and verbal communication skills.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit and use hands to finger, handle, or feel. The employee is occasionally required to stand, walk, and reach with hands and arms. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Comments:

This job description is an outline of the major recurring responsibilities of the job. It is not intended to be all-inclusive of the work to be performed. Other related job objectives, special assignments and less significant responsibilities may be required of the incumbent to perform.