What are the responsibilities and job description for the Senior Mortgage Loan Originator position at First Commonwealth Bank?
Candidate must reside in PA or OH to be considered.
Builds and increases the First Commonwealth Mortgage Banking loan portfolio and Mortgage Banking pipeline by attracting retail mortgage customers through leads and sales generation activities. Drives toward results, utilizing proven abilities to successfully inform and educate consumers regarding mortgage loan solutions, resulting in written requests for credit. Has urgency toward goal achievement and thrives in a fast paced environment. Develops and deepens relationships with bank partners, the real estate community, as well as other centers of influence. Builds rapport with borrowers while evaluating their needs and beginning the loan application process. Works closely with Loan Operations staff and facilitates successful underwriting and closing of loans.
Essential Job Responsibilities__________________________________
1. Builds and increases the First Commonwealth Mortgage Banking loan portfolio and Mortgage Banking pipeline by attracting retail mortgage customers through leads and sales generation activities.
2. Drives toward results, utilizing proven abilities to successfully inform and educate consumers regarding mortgage loan solutions, resulting in written requests for credit.
3. Has urgency toward goal achievement and thrives in a fast paced environment. Reports on sales activities and pipeline as required.
4. Develops and deepens relationships with bank partners, the real estate community, as well as other centers of influence.
5. Performs networking activities through community involvement and attending networking events.
6. Builds rapport with borrowers while evaluating their needs and beginning the loan application process.
7. Obtains required information and documentation from borrowers throughout the loan process.
8. Analyzes and evaluates applicants’ credit and finances in order to provide guidance and make recommendations.
9. Works closely with Loan Operations staff and facilitates successful underwriting and closing of loans.
10. Maintains thorough knowledge of lending programs, policies, compliance, procedures, and applicable laws and regulations.
11. Actively cross-sells First Commonwealth Bank products and services per predetermined goal assignment.
12. May supervise Loan Assistant(s) and/or other staff as assigned.
Bona Fide Occupational Qualifications___________________________
1. Must register and maintain current registration with the National Mortgage Licensing System & Registry (NMLS). The NMLS website (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
2. Must have a proven track record of high loan volume production over the past three (3) years and have obtained, or be willing to pursue, Certified Mortgage Planner designation.
3. A high school diploma or equivalent is required. An associate’s degree and/or advanced training is preferred.
4. A minimum of fifteen (15) years of mortgage origination experience is required.
5. Exceptional time management ability is critical, as are communication and organizational skills.
6. Must have a valid driver’s license and the ability to travel regionally.
Candidate must reside in PA or OH to be considered.