What are the responsibilities and job description for the Senior Credit Analyst position at First Bank?
Position Summary: A Senior Credit Analyst has been credit-trained and has at least 3-5 years experience. The position is responsible for gathering and analyzing credit information on current and potential borrowers; determine the advisability of granting credit for diversified types of loans; writing loan presentations for approval; promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services when applicable.
Duties & Responsibilities:
1)Primary:
•Underwriting new loan business, annual reviews, as well as renewals/modifications.
•Majority of work will be commercial in nature (versus consumer).
•Attend customer calls / meetings when appropriate.
•Assist with the coordination of loan portfolio reviews, audits and regulatory reviews.
2)Assist Credit Officers as needed with oversight of the credit function (reporting, stress testing, covenant testing, credit file maintenance, etc)
Other:
1)Strong verbal and written communication skills.
2)Must have adequate familiarity with MS Word and Excel.
3)Strong facility with spreads
First Bank is an EEO/AA Employer, M/F-Disabled-Veteran and LGBTQ can apply to our company for employment opportunities.