What are the responsibilities and job description for the Mortgage Home Loan Advisor - Campbell position at First Bank?
Mortgage Home Loan Advisor
Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity.
What You Will Be Doing
- Sourcing leads for mortgage home loans
- Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.
- Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan
- Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns
- Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met
- Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program
- Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process