What are the responsibilities and job description for the Mortgage Loan Originator (EP) position at First American Bank?
Summary: Responsible for originating all documents for family residential mortgage loans; including loans maintained in the bank's portfolio and the secondary market.
Responsibilities: Interview prospective borrowers to determine applicable loan program. Make credit recommendations. Order credit reports, appraisals, surveys, title documentation, and assist processors with verification process. Maintain working relationship with borrowers, realtors, service providers, and fellow employees. Meet disclosure requirements and adhere to all federal and state banking and lending regulations.
Requirements: Must have familiarity with laws & regulations governing real estate lending and the banking industry. Possess good organizational skills, be multi-task oriented and have the ability to work independently in a deadline driven environment; confidentiality is a must. Excellent communication skills. Drive for customer satisfaction and embrace bank's sales and cross-servicing culture by knowledge of our products and services. Have working knowledge in Microsoft Office software. Bachelor's degree in business, finance or related field; experience in accounting, finance, real estate or business management is preferred. Candidates with a minimum of two years prior Mortgage Lending experience will be given preference.
First American Bank is an Equal Opportunity Employer and does not discriminate on the basis of any protected trait, including gender, race, ethnicity, disability, or veteran status.