Senior Commercial Lender

Commercial Lender – Marble Falls

As a Commercial Lender, you will serve as a member of the Lending division responsible for development and management of a commercial loan portfolio. The position prospects for quality loan opportunities and generates and maintains a quality loan portfolio. You will serve as a member of the Lending division responsible for development and management of a commercial loan portfolio. The position prospects for quality loan opportunities and generates and maintains a quality loan portfolio.

Duties & Responsibilities:

• Develop and manage a commercial loan portfolio for the bank.
• Focus on making high quality loans which comprise of C&I loans and owner occupied CRE loans.
• Demonstrate the ability to be a calling officer and prospect for new loans.
• Demonstrate superior credit skills and loan management abilities for presenting new loans for approval and also maintain existing loan portfolio.
• Develop measurable goals and objectives that focus on both customer service and long- term profits.
• Work closely with management to formulate strategic planning goals and objectives to grow the bank’s loan portfolio and net income while providing loan services to our customers and cultivating relationships with potential customers to drive loan growth.
• Keep abreast of related industry and professional trends and products and services to ensure the current and future effectiveness and profitability of the bank’s services, policies, staff proficiencies and processes as they relate to assigned areas of responsibilities.
• Work towards and assist in the positive image and growth of the bank.
• Comply with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
• Management of personal banking, cash operations, and loan floor supervisors
• Daily oversight in absence of market supervisor/president

QUALIFICATIONS & SKILLS:

• Sound knowledge of the field’s concepts, practices, and procedures.
• Strong knowledge of compliance with Federal and State regulations pertaining to the banking industry.
• Strong knowledge of lending products and services.
• Self-motivated with a strong work ethic and ability to handle high pressure situations.
• Exceptional management, organizational, planning, time management and project management skills.
• Excellent written, communication and customer relations skills.
• Ability to set strategic goals and ensure high quality products and services.
• Proficiency in Microsoft Word, Excel, PowerPoint and Outlook.

EDUCATION, EXPERIENCE:

• Minimum of five years Commercial Lending experience
• Formal credit training - preferred