What are the responsibilities and job description for the Credit Analyst position at Financial Staffing LLC?
Credit Analyst - Decatur, TX
PRIMARY FUNCTION:
Evaluates commercial and personal financial information in order to assess creditworthiness of loan applicants. Prepares summaries, presents facts, and participates in loan committee or other discussions related to credit decisions.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Gather, spread, and analyze customer financial information, including but not limited to financial statements, tax returns, business plans, credit reports, industry data, etc.;
- Prepare loan committee presentations;
- Determine compliance with bank’s loan policies;
- Advise loan committee regarding customer financial information;
- Prepare monthly board and management reports, or other projects as assigned;
- Portfolio monitoring and management activities as assigned.
- Accompany lenders on customer calls or inspections.
EDUCATION:
Bachelor’s Degree in Accounting, Business, Economics, or Finance required
RELATED WORK EXPERIENCE:
- Related banking or analytical experience is preferred.
- Spreadsheet and word processing proficiency.
- Excellent mathematical and analytical ability.
- Strong interpersonal, organization, communications, and customer relations skills.
Salary : $60,000 - $70,000