What are the responsibilities and job description for the Senior Disclosure Analyst position at Filo Mortgage?
Description
FLSA Classification: Non-Exempt
Reports to: Wholesale Operations Manager
Work Location: Remote
Schedule: M - F (west coast business hours)
Summary:
The purpose of this position is to provide consistent and thorough compliance support to the mortgage lending staff by ensuring all regulatory requirements of the TILA/RESPA Integrated Disclosure (TRID) rule are met while following all other regulatory and investor guidelines through disclosing and pricing of mortgage loans.
Duties and Responsibilities:
- Prepare, generate, and deliver accurate initial mortgage loan disclosures within TRID guidelines
- Prepare disclosures with change of circumstances to broker partners and loan officers
- Manage requests to disclose updated fees and re-work loans as necessary
- Act as a broker contact for mortgage disclosure activities
- Research and maintain a high level of knowledge of TRID as well as product guidelines
- Other duties as required
Requirements
Required Knowledge, Skills, and Abilities:
- Working knowledge of federal lending regulations, CFPB, and TRID requirements for Mortgage disclosures
- Working knowledge of 1st mortgage products
- Knowledge of mortgage lending business terminology and process flow
- Knowledge of mortgage lending policies and procedures
- Knowledge of investor and lending guidelines
- Ability to analyze documents to ensure compliance with regulatory requirements
- Ability to analyze and problem solve to create positive outcomes for all interested parties
- Ability to prioritize/manage workload and allocate resources
- Organized, detail oriented, flexible and able to multi-task in an ever-changing environment
- Display positive, professional demeanor and work independently with little supervision
- Self-motivated
- Willingness to take on other tasks that support the goals of the Company while remaining flexible in an ever-changing environment
- Effective verbal, written, and interpersonal communication skills
- Ability to hold information in strict confidence
- Computer skills to include Microsoft Word and Excel
- Analytical and mathematical skills
Qualifications:
- High School Diploma or equivalent
- 3 years of mortgage experience with at least one year of experience working as a disclosure desk analyst, mortgage processor, mortgage servicing or other related experience