Junior Secondary Marketing Analyst

Address We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done. Job Description: Office Location: Abilene, Texas, United States *This is an in-office position in Abilene, Texas. SCOPE/CONTACTS: Serves as the right-hand support to our SVP of Secondary Marketing and the Head of Mortgage Lending. This is an entry-level career-track position. You will be deep in the data, learning how to manage a multi-million dollar loan pipeline and how interest rate hedging works in real-time. This role requires a high tolerance for repetitive, detail-oriented tasks and a passion for financial mathematics. ESSENTIAL FUNCTIONS: Provide direct administrative and analytical support to the SVP and CEO on high-level secondary marketing projects. Prepare daily market briefings and internal reports used for executive decision-making. Manage the daily flow of rate lock requests from our sales team. Ensure every lock is mathematically accurate and meets specific program guidelines. Assist in troubleshooting pricing discrepancies with Loan Officers and branch managers. Act as the primary data entry and reconciliation specialist within the MCT (Mortgage Capital Trading) system. Monitor the pipeline for "fallout" (loans that won't close) and ensure the data in our Loan Origination System matches our hedge reports. Learn the mechanics of interest rate risk management by assisting the SVP in daily hedging activities. Run daily reports to track lock expirations and extension requests. Perform repetitive but vital audits of loan files to ensure pricing "adjustors" (triggers that change the interest rate) are applied correctly. MINIMUM QUALIFICATIONS: A Bachelor’s degree in Finance or Accounting is required. We are looking for someone with a strong grasp of financial equations. You are based in or willing to relocate to Abilene, TX, and are looking for a stable, long-term professional home. You can explain complex pricing rules to sales staff in a way that is professional and helpful, even when the market is volatile. You are highly proficient in Excel. If you know how to use VLOOKUPs or Pivot Tables, you’re already ahead. You genuinely enjoy working with formulas and find satisfaction in a balanced spreadsheet. You understand that in secondary marketing, a 0.01% error is a big deal. PREFERRED QUALIFICATIONS: Internship experience in banking, accounting, or real estate. Familiarity with mortgage loan programs (FHA, VA, Conventional). Experience with MCT or similar trading/pricing software. The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c) What Makes Us Unique? You. Since 1890, First Financial has been serving the financial needs of customers in every neighborhood, just like yours. Not just through good times, but during difficult years too. We survived the Great Depression, the collapse of the Texas economy in the 1980s, and the Great Recession. Throughout it all, we remain a place of stability and trust for our customers. While other banks have come and gone, First Financial continues to grow through acquisitions, new branches, and the expansion of our services. It goes without saying, First Financial is not your everyday bank. Our “One Bank, Multiple Regions” concept combines the best of “Big Bank” customer benefits with the local decision making and involvement of a community bank. The Company includes multiple banking regions with 79 convenient locations throughout Texas, and we offer convenient banking options with a local, personal touch. And because we’re one bank, you can visit any of our locations and receive the same friendly service. Much of our success comes from the lifelong relationships we’ve built with people just like you. Providing excellent customer service and education is the focus of everything we do. Our customer education includes training to understand how to improve credit, apply for a home loan, and utilize our products and services. Every day we’re here to help you make sound financial decisions. And don’t be surprised if you step through the door and see a familiar face. Many of our employees are leaders in the community. After all, being involved with the community is an important part of who we are. Discover for yourself how at First Financial, it’s You First.