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Charge-Off Collector

FCC Finance, LLC
Plano, TX Full Time
POSTED ON 10/22/2025 CLOSED ON 12/21/2025

What are the responsibilities and job description for the Charge-Off Collector position at FCC Finance, LLC?

Experienced Collector

Charge-off Collector
2-5 year's Experience Required

Home Improvement Finance Company located in Plano is seeking to hire experienced and motivated collectors for full-time positions.

We have a great work environment, casual dress code and a supportive and interactive management team. We have continued to grow our business since 1995.

Must have minimum of 2-5 years of experience in collections, preferably in charge-off or recovery

Responsibilities:

  • Initiate outbound calls and respond to inbound inquiries regarding charged-off accounts
  • Negotiate payment arrangements and settlements in compliance with company and legal standards
  • Document all customer interactions and payment agreements accurately in the system
  • Monitor account activity and follow up on broken promises or missed payments
  • Maintain a high level of professionalism and customer service while meeting collection goals
  • Collaborate with team members and management to improve recovery strategies and performance metrics
  • Dependability is essential
  • Bilingual (Spanish) is a plus
  • One Saturday per Month

Incentive plan available

Work in our Plano office (This is not a remote position)

Job Type: Full-time

Salary: $21.00 - $23.00 per hour based on experience

Commission structure based on monthly performance

Benefits:

  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Health insurance
  • Life insurance
  • Paid time off
  • Vision insurance

Physical setting:

  • Call center
  • Office

Schedule:

  • Day shift

Education:

  • High school or equivalent (Preferred)

Qualifications:

  • Strong verbal and written communication skills
  • Ability to manage multiple accounts and prioritize tasks effectively
  • Familiarity with FDCPA and other relevant collection regulations
  • Proficiency in collection software and Microsoft Office

Job Type: Full-time

Pay: $21.00 - $23.00 per hour

Benefits:

  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Health insurance
  • Life insurance
  • Vision insurance

Work Location: In person

Salary : $21 - $23

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