Centralized Processor

Position Summary:    Processing of Consumer, Commercial, Residential real estate early disclosures, closing documents and all renewal documents.

Essential Functions:

1.    Prepare Consumer or Commercial documents as requested by lenders and or loan assistants in a timely manner.

2.    Prepare residential real estate early disclosures and closing documents upon request from loan assistant/lender.

3.    Order flood determinations for all real estate loans consistent with bank policy.

4.    Assist lenders and loan assistants when called upon.

5.    Prepare denials in compliance with bank policy and regulatory law.  

6.    Works with Loan Operations Manager/Senior Centralized Processor/Quality Review personnel and Compliance Officer to ensure compliance with bank policy and all applicable regulatory, state and federal laws.

Other Responsibilities:

1.    Performs other work-related duties as assigned.

2.    Performs Job Duties in accordance with all appropriate laws and regulations to include BSA.

PHYSICAL DEMANDS:

While performing the responsibilities of the job, the employee is required to speak English and hear.  The employee is often required to use their hands and fingers to process loan documents.  The majority of the day (80%) would be sitting at a desk.  Occasionally it is required for the employee to bend, kneel or crouch (5% of day), walk (10% of day) and climb and balance (less than 5%).  The employee may be required to lift up to 15 pounds to perform their job.

Education, Experience, and Skills:

1.    High School Diploma or Equivalent.

2.    Computer knowledge and skills in Microsoft Office required.

3.    Experience in lending operations is preferred.

4.    Office 365 and equipment (including but not limited to) computer, calculator and telephone.

5.    Strong interpersonal and communication skills.