What are the responsibilities and job description for the Branch Manager position at Farmers Bank and Savings Company?
The Branch Manager is responsible for the overall leadership, performance, and daily operations of the branch. This position drives deposit and retail loan growth, customer relationship development, operational excellence, regulatory compliance, and employee engagement while delivering an exceptional customer experience. The Branch Manager serves as a visible representative of the Bank in the community and fosters a culture aligned with the Bank's mission, values, and strategic objectives.
ESSENTIAL FUNCTIONS
- Leadership & Team Development – Lead, coach and develop branch employees to achieve individual and team goals; foster a culture of collaboration, accountability, professionalism and exceptional customer service; recruit, interview, onboard and train new employees in accordance with bank policies; and ensure staffing levels appropriately support branch operations.
- Sales & Business Development – Develop and execute strategies to achieve branch goals for deposits, loans and customer growth; identify opportunities to deepen customer relationships through referrals and cross-selling; promote the bank’s products and services by offering appropriate customer solutions; participate in networking events, civic organizations and community activities to enhance the Bank’s visibility and cultivate relationships.
- Branch Operations - Direct the day-to-day operations of the branch to ensure efficiency, accuracy, and excellent service; maintain strong internal controls and operational procedures; monitor branch performance metrics and implement action plans to improve results; resolve complex customer issues promptly and professionally; oversee branch cash management and security procedures.
- Compliance & Risk Management - Ensure compliance with all applicable federal and state banking regulations and internal policies; promote a strong culture of regulatory compliance and ethical conduct; support internal and external audits and regulatory examinations; ensure timely completion of required employee training.
REQUIRED COMPETENCIES
To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability that is required.
- Must be able to show patience, demonstrate composure and answer questions gracefully with frequent interruptions; must be able to resolve conflict with frustrated and emotional customers; review, analyze, remember and manipulate information; observe and interpret facial expressions and gestures; listen and communicate in a variety of formal and informal settings; read and enter data accurately into a computer; multi-task and prioritize competing deadlines
- Must have detailed knowledge of banking products, services and procedures and must be willing to learn new things and to seek learning opportunities to improve job performance
- Must display competencies in decision making, problem solving, strategic thinking, adaptability, customer orientation, interpersonal communication, professionalism and sales
- Must meet standards of performance while demonstrating commitment to the job, consistency, reliability, initiative and personal accountability. Must be adaptable to change and open to receiving feedback
- Must be able to operate office equipment, computer software, and online platforms efficiently and adapt easily to changes and updates
EDUCATION & EXPERIENCE
- High School Diploma or equivalent; post-secondary education preferred
- Five or more years of retail banking experience
- Demonstrated success in customer relationship management and strong interpersonal communication skills
- Knowledge of retail banking products, services, processes and the decision-making authority structure
Salary : $55,000 - $80,000