What are the responsibilities and job description for the Regional Lending Specialist Coordinator position at Farmers and Merchants Bank of Long Beach?
Job SummaryThe Regional Lending Specialist Coordinator is responsible for a team of Lending Specialists and is required to manage, train and help to facilitate development of the Lending Specialists. The Regional Lending Specialist Coordinator will also be responsible for performing duties related to their own loan portfolio that includes, but not limited to loan origination, loan servicing and portfolio management. The Regional Lending Specialist Coordinator works closely with the Regional Relationship Manager and Relationship Managers in their region in monitoring performance, providing feedback and implementation of Bank strategic initiatives. Credit Administration will conduct periodic meetings with the RLSCs to identify areas for consistency and opportunities for process enhancement.Essential Duties· Provide oversight and management of new/current Lending Specialists with direct training in the Lending Specialist position. · Directly responsible in the hiring, promotion and evaluation and disciplinary actions as necessary for the Regional Lending Specialist personnel.· Drive the development and documentation from process enhancements within the branch and Credit Administration.· Educate through instruction and supervision providing feedback to ensure that trainees develop the skills required for loan processing, reviewing entity documentation, and ensuring compliance, based on established policies and procedures.· Work with frontline stakeholders and Credit Administration to drive consistent work products and drive efficiency changes within their respective region. · Travel to other branch locations to acclimate new Lending Specialists to their domicile location and to provide additional support and oversight as needed to all Lending Specialists in their region. · Responsible for monitoring the work product and work flows for all Lending Specialists in their region, by reviewing submissions for approval, loan documentation and communication with Credit Administration. · Demonstrates exceptional client service at all times during interactions with clients to reinforce and exemplify the Bank's history, mission and standards. · Prepares and conducts training for Bank wide meetings and also within the region as needed. Primary person responsible for training any new processes or initiatives. · Conducts reviews of existing processes, procedures, and forms in order to provide feedback and recommendations to improve efficiencies. Review and scrutinize organizational/entity documentation for safety & soundness and CIP (Customer Identification Program) & CDD (Customer Due Diligence) compliance. Verify and examine the accuracy of the information and supporting documentation provided during the loan application process.Initiate the ordering of appraisal reports, credit reports, UCC searches, and other due diligence information required for loan processing and underwriting.Prepare various forms required for approval, order loan documents and identify exceptions accordingly.Facilitates document signing process and adequately address customer questions and concerns.Maintain Notary Commission & perform Notary Public duties for the Bank.Perform other duties as assigned. Required Knowledge Bank Secrecy ActComplaint Documentation PolicyFair Credit Reporting ActFDIC InsuranceRegulation B (ECOA)General OperationsRegulation BB (CRA)Loan ProductsRegulation CCLoan DocumentationRegulation DDNew Account ProceduresRegulation E (EFT) Privacy Laws Regulation H (Flood Insurance)Safe Deposit Box ProceduresRegulation X (RESPA) Security/Robbery Procedures Regulation Z (Truth in Lending) UCCsComplies with all State and Federal Banking regulatory requirements, including but not limited to: BSA, Anti-Money Laundering OFAC, CIP, Financial Elder Abuse Reporting, Sexual Harassment, Information Security and privacy requirements. Acts as the control point for the office to ensure that all CIP, BSA, OFAC requirements, procedures and time frames are met.Basic Knowledge, Skills and Abilities Basic Mathematics SkillsClear understanding of the English Language (Spoken & Written) Critical Thinking, Judgment & Problem Solving SkillsCustomer Service SkillsMicrosoft Office Products (Excel, Word, Outlook)Strong typing skillsTime Management SkillsAbility to actively listen & learnAbility to use oral communication techniques to sell products or servicesAbility to respectfully communicate with Supervisors and Co-workersAbility to effectively deal with unpleasant, angry or discourteous peopleOfficer Title EligibilityFor qualified positions, the Bank may designate an Officer Title to an employee who seeks and/or meets defined competencies for an eligible position. This position qualifies for the officer title(s) Assistant Vice President, Vice President.Equipment OperatedDesk Top Computers Scanners Standard Office Equipment (copiers, fax machines) Physical Requirements & Work Environment Requires repetitive movementRequires sitting for prolong periods of timeRequires lifting up 10lbRequires using hands to handle, control or feel objectsOffice setting w/controlled temperatureEducation and Experience High School Diploma or equivalent requiredNotary CommissionPreferred candidates must have 5 to 10 years or more commercial loan processing, documentation and supervisory experience. Additional Requirements:Ability to travel to various Bank locations as neededProfessional business attireSome Saturday hours maybe applicable This job description is not intended to be all-inclusive, and employees will be required to perform additional related work duties as assigned by their immediate supervisor and/or management.Farmers and Merchants Bank of Long Beach reserves the right to revise or change job duties and responsibilities as the need arises. This job description does not constitute a written or implied contract of employment.
Salary : $87,360 - $139,360