What are the responsibilities and job description for the Commercial Loan Operations Specialist position at Farm Credit Mid-America?
Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our purpose is to secure the future of rural communities and agriculture. We are passionate about serving the needs of our rural communities and creating positive customer experiences.
Farm Credit Mid-America is a great place to work! We have been named as a Best Places to Work in Kentucky for the past 13 years. At Farm Credit Mid-America we put our customers and team members at the heart of all we do.
Schedule: Full Time, Hybrid
Travel Required: 0% - 25%
Compensation: The salary range for this position is estimated to be $60,265.00 – $112,400.00 annualized, which reflects the company’s current estimate of the potential compensation range at the time of posting. This salary range reflects the anticipated compensation for this position and represents one component of the total rewards package. Final compensation will be determined based on factors such as experience, skills, education, qualifications, and allotted budget. The organization offers a comprehensive benefits program as part of its overall compensation strategy, and salary ranges are reviewed periodically to remain aligned with market conditions.
Benefits At A Glance
Eligible team members have access to a comprehensive benefits package that includes:
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Medical, dental, and vision insurance
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Well-being and fitness reimbursement programs
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Paid vacation, sick leave, and holidays
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401(k) plan with company contributions and matching opportunities
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Paid parental leave
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Short-term and long-term disability coverage
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Tuition reimbursement and professional development programs
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Community involvement and volunteer opportunities
- Variable compensation opportunities for eligible positions
About Our Opportunity
The Commercial Loan Operations Specialist, known internally as Portfolio Representative- Originated, is responsible for retaining and increasing the Association’s Food and Agribusiness portfolio with new and existing loan transactions and creating a world class customer experience for internal and external customers. The Portfolio Representative- Originated manages a portfolio of complex originated loan transactions, including those involving multi-bank syndications. This role proactively oversees an assigned portfolio where Farm Credit Mid America serves as the lead lender, all while adapting to continuously evolving priorities and deadlines, and monitoring and completing loan transactions.
How You Will Spend Your Time
- Manages an assigned portfolio of originated loans, including complex and multi bank syndicated transactions, supporting portfolio performance and customer relationships.
- Processes loan transactions and servicing activities, including new loans, modifications, and renewals, to support timely and accurate execution.
- Prepares, reviews, and validates complex loan documentation and terms, including master participation agreements, allocations, participation certificates, and other appropriate documentation.
- Approves actions under delegated authority, escalating issues as needed.
- Maintains loan compliance and operational accuracy by managing required control reports and adhering to Association policies and procedures for large dollar transactions.
- Represents the Association externally, participating in industry events and customer visits with sales and credit partners, supporting relationship management efforts.
- Manages assigned work with minimal direction delivering a high degree of accuracy, quality and timely completion.
- Applies functional knowledge and judgment to evaluate information and make informed decisions.
- Anticipates needs, manages competing priorities, and proactively communicates status or risks.
- Supports process improvements by identifying gaps and recommending practical solutions.
- Collaborates effectively across teams to advance shared goals and business outcomes.
- Serves as a resource to less experienced team members through informal guidance.
Education & Experience
- High school diploma/GED with 7 years relevant experience required.
- Bachelor's degree with 3 years relevant experience preferred.
Mental & Physical Requirements
While engaged in this position, team members will routinely sit, use hands for tasks, and communicate orally. Standing or walking is frequently required, while occasional demands include reaching with hands and arms, and lifting or moving up to ten pounds. Vision requirements encompass close and distance vision. The work environment typically has a moderate noise level. This role may entail a blend of mental and physical capabilities, requiring strong mental acuity, problem-solving skills, and occasional physical tasks such as standing, lifting, or extended computer usage. Some roles may require physical or mental requirements related to driving, such as a valid driver's license, and the ability to drive a long-distance. Reasonable accommodations will be considered for individuals as requested.
Farm Credit Mid-America provides a competitive total rewards package to our team members. This includes an award winning 401(k) Plan. Our Health and Financial wellness benefits provide safety, security and peace of mind for you and your family. Here is a highlight of our Total Rewards and Benefits.
Farm Credit Mid-America is an equal opportunity employer, and all applicants will receive consideration for employments without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other category protected by law.
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Benefits:
Health Insurance, 401K Plan, Maternity & Paternity LeaveSalary : $60,265 - $112,400