Vice President, Member Risk Solutions

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https://illinoisjoblink.illinois.gov/jobs/13743282

**The Role**

The **Vice President, Member Risk Solutions** works directly with

high-risk borrowers and internal stakeholders to maximize recoveries,

minimize credit losses, and protect Association capital. This role

provides expertise in collections, loan workouts, credit analysis, and

portfolio risk management while supporting informed decision-making on

distressed and delinquent loan relationships.

**What You Will Contribute**

• Develop and negotiate collection, restructuring, and repayment
  
  

strategies with borrowers, attorneys, lenders, accountants, and

government agencies to maximize recoveries and minimize losses.

• Lead collection and recovery efforts by evaluating legal remedies,
  
  

engaging professional resources, managing litigation support

activities, and determining the most effective resolution

strategies.

• Perform advanced credit analysis by evaluating financial
  
  

information, assigning risk ratings, assessing collateral positions,

and recommending credit decisions within delegated authority.

• Monitor and manage high-risk and adversely classified loan
  
  

relationships by identifying emerging risks, recommending

classification changes, and supporting sound portfolio management

practices.

• Develop and execute relationship strategies for delinquent accounts,
  
  

including negotiating additional collateral, identifying recovery

opportunities, and implementing action plans.

• Collaborate with field leadership and loan committees to evaluate
  
  

troubled credit relationships, support loan decisioning, and promote

effective risk mitigation strategies.

• Maintain accurate portfolio data, monitor trends, and provide
  
  

analysis that supports credit quality, recovery efforts, and

informed business decisions.

**What We Are Looking For**

**Required Skills**

• Working knowledge of credit analysis, loan collections, and legal
  
  

and regulatory requirements related to credit administration.

• Strong understanding of production agriculture, finance, and
  
  

macroeconomic factors that influence borrower performance and

portfolio risk.

• Proven problem-solving and negotiation skills with the ability to
  
  

develop solutions for complex borrower situations and recovery

efforts.

• Proficiency with Microsoft Office applications and technology tools
  
  

that support analysis, reporting, and operational efficiency.

• Strong verbal and written communication skills with the ability to
  
  

effectively communicate complex topics to a variety of audiences

**Minimum Qualifications**

• Bachelors degree in finance, agriculture, business, or related field
  
  

and

• 3-5 years of related experience in financial analysis, credit
  
  

underwriting, portfolio management, or loan collections

• Or equivalent education, experience, and skillset sufficient to