Manager of Compliance

Position Title: Manager of Compliance

Business Unit: Compliance

Reports To: Director of Corporate Compliance

Position Overview:

This position is primarily responsible for managing the compliance monitoring and testing unit and insuring the corporation's ongoing conformity with regulatory laws. The incumbent implements a strategy to achieve goals developed as part of the annual operating plan, insures compliance with operating policies and procedures and outside regulatory requirements and organizes work, activities and human resources of the department.

Primary Responsibilities:

Supports the corporation's Compliance Risk Management Program by implementing a compliance risk assessment process that provides systematic methods for evaluating the effectiveness of the corporation affiliates in complying with applicable federal and state consumer protection laws and regulations and related internal policies and procedures.

Manages the department to insure that all company functions conform to federal, state and local regulations, develops appropriate policies, procedures, contracts and documents to ensure compliance with appropriate laws and regulations and organizes the activities of the department to achieve established goals and monitors efficiency and performance versus established standards.

Maintains current data of new and pending laws and regulations directly affecting the corporation. Ensures that all applicable changes are implemented and communicated to appropriate personnel. Schedules reviews and training sessions on current laws and regulations as needed. Oversees the maintenance of a compliance library and makes available all legal and regulatory requirements.

Oversees the development and maintenance of internal recordkeeping for consumer compliance examinations. Assures that consumer complaints and notices are handled properly in coordination with the appropriate department managers. Assists in the development of the annual budget for the department and adheres to budget parameters.

Coordinates Community Reinvestment Act (CRA) activities among the holding company and affiliates.

Participates in and supports the adherence to all internal policies, procedures and practices of risk management, overall safety and compliance with all regulatory requirements such as CRA and Equal Credit Opportunity Act and insures that the department and all personnel adhere to the same.

Provides periodic reports to the Board of Directors or appropriate committee and other groups as required throughout the corporation. Gathers and assimilates comments from applicable business units and compliance specialists and coordinates preparation of regulatory comment letters.

Establishes and maintains processes and procedures for identifying, measuring and evaluating risk through transactional testing, continuous monitoring, system or process assessments or other validations or testing appropriate to the area being evaluated. Develops annual assessment plans to ensure reviews are conducted regularly and according to risk standards.

Establishes and maintains a collaborative relationship with internal audit, participates in the quarterly review assessment with the General Auditor, coordinates compliance assessments with internal audit as appropriate, supports regulatory examination process by coordinating assimilation of documents in response to examination request letter and participates in exam status meetings as necessary.

Assists affiliates in developing and implementing compliance programs by providing technical advice as guidance in ensuring programs include adequate monitoring of compliance requirements and reporting of results. Gathers and assimilates comments from applicable business units and compliance specialists and coordinates preparation of regulatory comment letters.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program.

F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Education:

BA or BS

Minimum Years Experience:

10

Special Skills:

Excellent management skills

Excellent communication skills, both written and verbal

Excellent customer service skills

Ability to use general office equipment

Ability to use a personal computer and job-related software

MS Word - Basic Level

MS Excel - Intermediate Level

MS PowerPoint - Basic Level

Experience conducting assessments or comparable production experience. Experience with Access, ACL or other database systems preferred. Knowledge of federal and state consumer protection laws and banking regulations.

Special Licenses and Certificates:

Certified Regulatory Compliance Manager designation preferred.

Physical Requirements:

N/A