What are the responsibilities and job description for the Mortgage Loan Processor position at Exchange Bank?
Under limited supervision and following established policies and procedures, provide administrative support services for the Mortgage Department. Process mortgage in-house and construction loans from application to closing, working closely with Lender, Appraisers and Title Companies. Establish imaged loan files and order documentation, including, but not limited to Title Insurance, Appraisals and other supporting due diligence documents required to process loans. Prepare final loan documents and process loan files after closing to ensure all documents are recorded with proper recording authority and ensure adherence to documentation of loans according to the Credit Policy and Procedures. Compile and submit loan packets to secondary market for funding.
JOB DUTIES:
1. Provide assistance to Lenders by preparing loan documents, lien and securitization perfection, closing time frames and other lending process adhering to established lending procedures and Credit Policy.
2. Maintain acceptable levels of productivity, quality and standards.
3. Responsible for mandatory tickler system for UCC’s insurance, financial statements, taxes, collateral titles, etc.
4. Process closed loans by submitting documentation to secondary market for funding.
5. Work closely with Lenders for resolution of loan closing requirements in a timely manner.
JOB REQUIREMENTS/QUALIFICATIONS:
1. High School diploma or equivalent required. College degree or business related training/ education with equivalent work experience preferred.
2. Experience in mortgage loan processing and documentation.
3. Excellent customer relation skills required.
4. Excellent keyboarding, calculator and personal computer skills required.
5. Previous experience with Encompass or similar loan processing program is preferred.
6. Must be able to demonstrate organization and written/ verbal communication skills in addition to the ability to handle a heavy workload and multiple tasks in a professional, efficient manner.
7. Ability to work in a team environment.
8. High level of accuracy with attention to detail and ability to handle confidential information.
This is a full time position with a full benefits package available including:
- Health, dental, vision, life and disability insurance.
- Paid vacation and sick time, which begins to accrue starting day one, along with 11 paid holidays.
- 401k plan with company match
- Family owned bank
Exchange Bank is an Equal Opportunity Employer, M/F/Disability/Protected Veteran
About Exchange Bank
While Exchange Bank has embraced this technological evolution, the core values of the organization are still rooted in relationships. “Relationships you can bank on” is more than a slogan; it is a culture within the organization. Exchange Bank knows banking is more than transactions, and prides itself on offering relationships with dedicated employees whose talents surpass any virtual assistant or mobile app. We have seven locations, five in Nebraska and two in Kansas. Learn more about us at eb-us.com. We offer a full benefits package to all full time employees, including: Health, Dental, Vision, Life and Disability Insurance 11 paid holidays PTO starting day 1 401k plan with company match. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status