What are the responsibilities and job description for the Mortgage Closer position at Exchange Bank: Relationships You can Bank On?
This position’s primary responsibility will be to prepare closing transactions for mortgage customers while providing superior customer service to ensure a professional and timely transaction for all involved. The position requires attention to detail and the ability to manage time well in a fast-paced work environment.
Job Duties
Qualifications
Job Duties
- Prepare and complete accurate and compliant initial and final closing disclosures within the TRID timing guideline requirements. Monitor borrower’s receipt of the Closing Disclosure.
- Re-disclose Closing Disclosures as required for change in circumstance events or APR changes and determine the new waiting period. Coordinate delays with lenders and title company.
- Review title commitment, homeowner’s insurance, flood certification, invoices, etc. to make sure
Qualifications
- Review file to make sure all compliance guidelines are met (HMDA, RESPA, TRID, etc.)
- Analyze and interpret compliance report for each file (MAVENT)
- Prepare closing documents to ensure loan is closed properly and meets program and investor guidelines.
- Work closely with Lenders, title company and borrowers to ensure a smooth closing experience for all involved.
- 2 years of experience in mortgage closing and/or processing using Encompass software required.
- High School diploma or equivalent required. College degree or business-related training/ education with equivalent work experience preferred.
- Knowledge of different loan types and mortgage industry regulations
- Excellent communication skills, both verbal and written.
- Must be able to demonstrate organization and the ability to handle a heavy workload and multiple tasks in a professional, efficient manner.
- Ability to work in a team environment.
- High level of accuracy with attention to detail and ability to handle confidential information.
- Health, Dental, Vision, Life and Disability Insurance
- 401k with employer match
- Vacation and Sick time starting day one
- FSA and HSA with employer contribution to HSA