What are the responsibilities and job description for the Curative Specialist, Title Insurance position at Essent Guaranty, Inc.?
Essent Group Ltd. (NYSE: ESNT) is a Bermuda-based holding company (collectively with its subsidiaries, "Essent") which serves the housing finance industry by offering private mortgage insurance, reinsurance, risk management products and title insurance and settlement services to mortgage lenders, borrowers, and investors to support homeownership. We are focused on managing risk and dedicated to serving as a strong and fair counterparty. As a company, we bring strong private capital and a commitment to risk management to the mortgage insurance industry.
Title: Curative Specialist, Title Insurance
Location: Pacific Time Zone (CA, OR, WA, NV). Must reside in PT.
The Curative Specialist is responsible for clearing title commitments in accordance with state requirements and client instructions. Analyzes daily reports and data/process information in the system to ensure assigned files are reviewed, cleared, and the client is updated in a timely manner consistent with company established standards for service and quality.
As a dynamic and resourceful professional, we will rely on you to perform the following duties:
- Work daily assigned Work in Progress reports/dashboard to ensure files are reviewed, cleared and client updated in a timely manner consistent with established standards for service and quality. Must be able to multi-task and work many files concurrently.
- Enter data and process information consistent with company standards for service and quality. Enter all information in the system notes regarding every task completed or update on file.
- Review public records and examine title to determine legal condition of the property in accordance with state requirements and client requirements and will examine copies of records, such as deeds, mortgages, liens, judgments, plat, and map books to determine ownership
- Determine the impact of any recorded instrument in the chain of title.
- Identify and solve any title curative issues required such as any senior interest, liens, judgments, tax issues, etc.
- Meets client specific deadlines and specific time frames.
- Utilize customer service skills in all communications with the client. Address inquiries from clients, borrowers, agents, and internal staff professionally and in a timely manner.
- Communicate effectively with people inside the organization, supervisors/managers, and peers.
- Perform other duties as assigned by management.
Minimum Education & Experience Requirements:
- Bachelor’s degree preferred in related field or equivalent work experience required.
- 1 years of industry experience.
- High level of demonstrated customer service, and time management skills.
- Working knowledge of Microsoft Office applications.
- RamQuest Closing operations system knowledge preferred but not required.
- Ability to read and interpret documents such as underwriting guideline matrix, lender’s instructions, trust agreements, purchase contracts.
- Ability to write routine reports and correspondence.
- Ability to work under pressure, prioritize, and multitask in a fast-paced environment.
- Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
Our commitment to your success is enhanced by our competitive salary and comprehensive benefits package including paid time off, medical, dental, vision, 401(k) and disability benefits. We work to maintain a positive environment for our employees, where people can learn and grow with the company. Essent is an Equal Opportunity Employer.