Retirement Benefits Analyst

Analyzes retirement programs to strengthen longterm financial wellbeing, partnering with stakeholders to create meaningful employee-owner experiences, empower confident financial decision making, and ensure plans remain compliant and supportive throughout every stage of employment

• Partners with current retirement broker and third-party administrators to ensure ESOP and 401k plans are administered accurately and in accordance with all regulatory requirements. Partners with leadership to recommend and support plan enhancements.
• Coordinates periodic vendor reviews (recordkeeper, TPA, and broker), benchmarking services and fees.
• Monitors legislative and regulatory changes, recommending plan updates as needed. Ensures all compliance activities - including 401k testing, 415c testing, 5500 filings, required notices and audit support - are completed accurately and on time. Collaborates with the team to identify opportunities to minimize compliance risk.
• Oversees correction of 401k operational errors under IRS and DOL correction programs.
• Supports annual ESOP operational requirements, including compilation of census data, diversification, distribution, participant statements and coordination with the finance and accounting teams to meet internal deadlines.
• Identifies and recommends partners and resources that help employee-owners build and sustain wealth from onboarding through retirement offboarding, ensuring a best-in-class experience. Provides retirement transition support, including education on distribution options, rollover processes and timing considerations.
• Collaborates with each company division to educate and promote ESOP ownership, ensuring alignment with holding company culture and goals.
• Supports employee-owners across all divisions with retirement-related questions and financial wellness needs, providing timely and professional support.
• Works closely with team on various projects, including acquisitions, EO hub and technology processes and company health programs.

Qualifications:

• Knowledge of labor law and benefits, met by 3-5 years of professional work experience in Human Resources using an HRIS for payroll and HR functions.
• PHR or SHRM-CP preferred.
• Ability to travel to divisions across the US as needed.
• Proficient with a wide range of software tools, including Microsoft Office Suite, Google and HRIS platforms such as Workday
• Must be able to multi-task, be detail-oriented, organized, and analytical
• Strong verbal, math, and written communication skills
• Ability to create strong working relationships with internal partners (payroll, finance, HR, division leadership) as well as external partners, collaborating to create best in class practices and offerings.
• Ability to adapt to changing priorities in a fast-paced environment with diverse settings.