Insurance Producer - Commercial Lines

About Inhabit

Inhabit is a global proptech software company serving the residential and vacation property management industries. Our team members deliver best-in-class software solutions and services while fostering innovation and collaboration with business leaders and industry experts. Inhabit believes that property managers are central to the success of the residential and vacation housing markets and delivers products built to empower them, their investors, and communities. Come help build the company you want to Inhabit. To learn more, visit Inhabit.com.

About ePremium

As part of Inhabit, ePremium Insurance Agency, LLC has been named one of INC 500s fastest growing privately held companies in the nation and has been recognized as a Top Workplace in Cincinnati, specializing in technology-based renters insurance products and programs.

About Rental Guardian

RentalGuardian is Inhabit’s leading insurance product offering within their vacation short-term rental division; providing vacation protection solutions built for the vacation rental industry. Products include travel insurance, property protection and a liability protection bundle, which protects the property manager and homeowner.

Job Description Summary

We are seeking a driven and experienced Insurance Producer to join our team, specializing in commercial lines insurance for rental property managers and rental property owners. This role requires a deep understanding of the unique risks and coverage needs in the rental property sector, including experience with surplus lines products.

You will be responsible for developing new business, maintaining strong client relationships, and delivering tailored insurance solutions that protect our clients’ investments and operations.

What You’ll Do (Functions & Responsibilities)

• Establish relationships with key property managers as a referral network
• Actively contact prospects to record expiration dates and offer quotes
• Assess client needs and recommend appropriate commercial insurance products, including surplus lines options.
• Build and maintain relationships with carriers, wholesalers, and underwriters to secure competitive and comprehensive coverage.
• Stay current on market trends, regulatory changes, and emerging risks in the rental property space.
• Prepare and present proposals, quotes, and coverage comparisons to clients.
• Ensure compliance with all state and federal insurance regulations.
• Collaborate with internal teams to support client onboarding, renewals, and claims processes.
• Follow up with insured for unsold quotes and any required post-bind documentation
• Meet or exceed established sales goals and objectives
• Adopt and develop strategies while meeting departmental monthly sales goals
• Responsible for staying up to date on procedures and protocol changes
• Utilize provided systems and tools to accurately answer customer questions and sell appropriate products and services

What We’re Looking For (Minimum qualifications)

• Active Property & Casualty Insurance License (required).
• Minimum 2 years of experience in commercial lines insurance, with a focus on real estate or rental properties.
• Proven experience placing and managing surplus lines products.
• Strong knowledge of commercial property, liability, umbrella, and specialty coverages.
• Excellent communication, negotiation, and relationship-building skills.
• Self-motivated with a strong sales orientation and client-first mindset.
• Familiarity with agency management systems and quoting platforms.

Education Requirements

• High School Diploma required; Bachelor’s Degree a plus
• Insurance Designations a plus

Type

• Full Time, Salaried, Exempt

Location

• Hybrid; We have an in-office work style, with most team members working in the office from Monday to Thursday and remotely on Friday.
• Approximately 25% travel for conferences and meetings

Benefits Include

• Competitive Pay
• Health Insurance: Medical, Dental, Vision and Prescription Plans
• Health Savings Accounts
• Flexible Spending Account
• Dependent Flexible Spending Account
• Critical Illness
• Accident
• Retirement Savings Plan (401K) with discretionary company match
• Short and Long Term Disability
• Company Paid $25,000.00 life insurance
• Supplemental Life and AD&D Insurance
• Employee Assistance Program
• Paid Holidays
• Paid Vacation
• Paid Volunteer Time
• Inhabit Employee Discount Programs

Our Company is an Equal Opportunity Employer and complies with all federal, state, and local laws, including providing reasonable accommodations to applicants.

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