What are the responsibilities and job description for the Mortgage Advisor position at Envista Credit Union?
What this role looks like:
The Mortgage Advisor is responsible for proactively soliciting new mortgage business with potential loan applicants by aligning the various mortgage products and services offered with the needs of potential mortgage applicants and they cultivate other business relationships with realtors, builders, title companies and others within the community. Successful candidates must make a professional appearance, be enthusiastic, dependable and service-minded. They will also share Envista's Core Values of Integrity, Empower, Unity, Impact, and Exceed.
What you'll do:
- Take applications, review member financial condition, and assess the members ability to repay the loan. Evaluates terms and conditions necessary for the secondary market.
- Have a strong understanding of RESPA, Regulation Z, Fair Lending, HMDA, Bank Secrecy Act, and other regulations regarding the mortgage application process.
- Ability to read, analyze, and interpret financial reports and legal documents.
- Represent Envista at various functions to develop mortgage relationships.
- Work with the VP of Mortgage Services to develop promotional strategies to meet mortgage goals.
- Strong analytical, problem-solving, and interpersonal communication skills.
- Ability to effectively present information in one-on-one and small group situations, to members and clients.
- Possess excellent time management and organizational skills.
- Proficient in Microsoft Office products.
- A team player who thrives in a collaborative environment.
- Detailed-oriented, a high degree of accuracy and ability to work independently.
Education & Experience:
- Minimum three to five years of mortgage lending experience with extensive mortgage product knowledge, understanding of federal and state lending regulations, and a thorough understanding of secondary market guidelines and market trends.
Our benefits:
- Competitive Compensation
- Performance Incentives
- Community Involvement
- Career Advancement
- Educational Opportunities
- Health & Wellness Benefit
- Paid Time Off
- Health & Dental Insurance
- Life & Disability Insurance
- 401(k) Plan with company match
- Vision Insurance
- Voluntary Life Insurance