Certified Mortgage Broker (NMLS)

Job Summary

MUST HAVE : NMLS

Broker License is Must.
We are seeking a dedicated and knowledgeable Certified Mortgage Broker (NMLS) to join our dynamic team. The ideal candidate will possess a strong background in financial services, with expertise in loan origination, processing, and underwriting. This role requires excellent negotiation skills and a deep understanding of Fair Housing regulations, FNMA guidelines, and TILA compliance. As a Certified Mortgage Broker, you will be responsible for guiding clients through the mortgage process, ensuring they receive the best possible financing options tailored to their needs.

Duties

• Assist clients in identifying their mortgage needs and provide tailored solutions based on their financial situation.
• Facilitate loan origination and processing by gathering necessary documentation and conducting credit analysis.
• Negotiate terms with lenders to secure favorable rates for clients while adhering to regulatory standards.
• Maintain up-to-date knowledge of industry trends, financial products, and changes in regulations affecting mortgage lending.
• Provide exceptional customer service throughout the loan process, ensuring clear communication and timely updates.
• Utilize financial software and accounting tools to manage client information and track loan progress effectively.
• Collaborate with escrow agents, underwriters, and other professionals to ensure smooth transaction processes.
• Stay informed about FNMA guidelines and Fair Housing regulations to ensure compliance in all transactions.

Experience

• Proven experience in financial sales or as a loan officer is highly desirable.
• Familiarity with mortgage servicing processes and underwriting standards is essential.
• Proficiency in using accounting software and financial tools for effective data management.
• Strong negotiation skills with the ability to advocate for clients' best interests.
• Basic math skills are required for accurate calculations related to loans and interest rates.
• Experience with Quicken or similar financial software is a plus.
• Knowledge of contracts related to banking, escrow, and mortgage agreements is beneficial. Join our team as a Certified Mortgage Broker (NMLS) where your expertise will help clients achieve their homeownership dreams while advancing your career in the thriving financial services industry.

Job Type: Full-time

Pay: $50,000.00 - $200,000.00 per year

Education:

• Associate (Required)

Experience:

• Mortgage Loan: 1 year (Required)

License/Certification:

• NMLS (Required)

Ability to Commute:

• Texas (Required)

Ability to Relocate:

• Texas: Relocate before starting work (Required)

Work Location: Remote

Salary : $50,000 - $200,000