What are the responsibilities and job description for the Commercial Banker (Ag Lender) position at Emprise Bank?
At Emprise Bank, everything we do is focused on empowering people to thrive. We proudly work to provide an extraordinary customer experience to help our customers achieve their goals.
The Commercial Banker is responsible for contributing to Emprise Bank's commercial lending, business development, and portfolio management. This position will have a focus on ag lending, and we are seeking experience in that field and knowledge in agriculture.
For those candidates located within the state of Kansas, but in an area where there is not currently an Emprise Bank Branch or Office, this position is eligible for remote work.
A successful candidate will have:
- Demonstrated knowledge and experience working with and lending to agriculture customers
- Proficiency in business development and relationship building
- Ability to work collaboratively with others to meet shared objectives
- Initiative and strong work ethic
- Credibility to provide reliable and accurate financial information for recommendations
- An understanding of and commitment to our values
- Attitude and aptitude to engage in continuous development
Essential functions of the role:
Commercial Lending
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- Provide direct service to Emprise Bank commercial customers related to deposit, loan, and other products and services, with a focus on agriculture customers
- Make loan recommendations within lending authority, structure loan financing based on risk consideration and capital requirements, and assist customers in obtaining specialized services from other bank departments as necessary
Business Development
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- Seek new business and cross-selling opportunities of all bank products and services
- Maintain ongoing business relationships, develop, and maintain referral networks within business community, and achieve revenue growth targets and maximize operating capabilities, profitability, and strategic focus
- Interact with centers of influence, diverse industry segments, community leaders, and senior business contacts
- Establish and maintain effective and professional business relations with customer and trade professionals while maintaining and projecting the bank's professional reputation
Portfolio Management
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- Monitor and maintain new and existing portfolio of commercial clients in accordance with bank standards
- Conduct periodic reviews on borrowing clients to monitor performance, identify issues, and restructure relationships to mitigate potential and future risk
Other duties as assigned within the scope and responsibility of the job
- Bachelor's degree in business required.
- 5 years' experience in bank agriculture commercial lending, or marketing or selling financial services products or commercial loans is required. Or level of education that, together with industry experience, enables the applicant to meet the job requirements.
- Ability to analyze financial statements and extract key information from financial and business reports required.
- Proficiency with large server-based application and standard desktop software required.
In addition to a competitive salary and benefits, Emprise offers professional growth, a rewarding and challenging environment, opportunities to be involved in our communities, and a culture of integrity, passion, and success.
At Emprise Bank, empowering people to thrive means having an all-inclusive culture that honors our commitment to all dimensions of diversity in our workforce and embraces inclusion of all people. People of color, women, LGBTQIA , veterans, and persons with disabilities are encouraged to apply.
To learn more, please visit our website at www.emprisebank.com.
Emprise Bank is an EEO/AA/ADA/Veteran Employer/Member FDIC/Drug Free Workplace.
Emprise Bank participates in E-Verify and will provide your Form-I 9 to the federal government to confirm authorization to work in the United States.
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
At Emprise Bank, empowering people to thrive means having an all-inclusive culture that honors our commitment to all dimensions of diversity in our workforce and embraces inclusion of all people. We know that valuing our differences creates a strategic advantage in the marketplace to attract top talent, solve complex problems, and grow our market share.
Emprise Bank is an EEO/AA/ADA/Veteran Employer/Member FDIC/Drug Free Workplace.