Loan Officer

We are seeking an experienced mortgage loan officer with strong marketing, communication, and analysis skills to join our team and assist loan applicants in securing the ideal mortgage for their new home purchase. Our organization provides the support and tools you need to bring your business to the next level. If you are passionate about providing top-notch service to clients and have a proven track record of retaining and building a client list, please start your application today!Compensation:$100,000 Commission Based Pay AnnuallyResponsibilities:Manage a large pipeline of loans to ensure your production meets our requirementsOversee all customer interactions and ensure a smooth transaction by interfacing with realtors, processors, and underwritersProspect, develop, and maintain relationships with potential new business referral partners such as realtors, builders, bank colleagues, and the community at large Counsel borrowers to understand the pros and cons of different loan products to determine which is best for themWork closely with industry related professionals to gather and prepare all necessary information to complete underwriting requirementsProactively engage Buyer Leads generated by EmpowerHome Lead Generation pillars, presenting the value of working with EmpowerHome Mortgage in conjunction with EmpowerHome Teams, and scheduling appointments to complete and/or review loan applications submittedMaintain accurate calendar availability, blocking when not available to take appointments that are booked by the EmpowerHome Inside Sales DepartmentComplete telephone, mail-away, and face-to-face Loan Applications with clients and approve loan disclosures for distribution to clients. All required fields in the application must be completed, including all third-party information, before approvalDetermines proper program placement of a loan file (i.e., FHA, VA, Conventional, USDA, etc.)Prices, loans, and lock rates as per the Company policyReview returned applications and documentation for completeness, accuracy, and complianceRuns AUS and reviews findings and required documentationPrepares requested Pre-Qualifications as per Company policy. Orders credit reports, appraisals, and title requests. Conducts regular follow-ups with clients and referral sourcesMaintains regular communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information requiredSubmits the loan file, allowing for stated turn timesMaintains a pipeline of all loans in process, tracks their progress, and meets all contractual deadlinesMeets or exceeds minimum production requirementsCompletes annual Business Plan and meets regularly with the Branch ManagerKeep informed of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to private and government-insured mortgagesMaintain a professional image and standards consistent with company policies and proceduresReports to the Branch ManagerQualifications:Maintain current registration with the National Mortgage Licensing System Registry3-5 years of real estate, mortgage origination, or lending experience requiredBachelor’s degree from a four year college or university required in banking, business, real estate, or a related fieldStrong understanding of company loan policies and guidelines, as well as all federal and state regulationsFamiliarity with multiple types of loans such as conventional, fixed/ adjustable, FHA, VA, USDA, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of CreditMinimum of 2 years of loan officer experience, or industry equivalent, or a Branch Manager, deems history acceptableNMLS registration requiredProven ability to read, write, and communicate at a level consistent with the requirements of this position and to generate independent leads for new business and professionally communicate with existing and past clientsWorking knowledge of standard loan products in the industry and strong familiarity with underwriting guidelinesHigh school or equivalent (Preferred)Fair Housing regulations: 1 year (Preferred)Sales: 2-3 years (Preferred)Loan origination: 1 year (Required)About CompanyWhy Join EmpowerHome?Ranked by RealTrends 2024 as the #8 Real Estate Team in the Nation by Sales VolumeThe #1 Female-Led Real Estate Team in the U.S.A culture built on integrity, service, and growth — where your contributions truly matterA nationally recognized team with world-class training, systems, and leadership supportThe opportunity to grow your career in a fast-growing, mission-driven real estate organizationIf you’re ready to bring your expertise to a high-energy, high-performance real estate team where your work truly matters, apply today!Submit your resume to be considered.Take note: This is an on-site position with a 5-day office requirement

Salary : $100,000