What are the responsibilities and job description for the Credit Analyst position at Empire Truck Sales?
Job Details
Description
Stribling Equipment, LLC and Empire Truck Sales, LLC are two of the most respected dealers in the Southeast. With the quality and reliability of great brands like John Deere with Stribling and Freightliner/Western Star with Empire, we are well positioned for continued growth as we continue to develop our markets. Due to our continued growth, we are looking for an experienced Credit Analyst/Account Manager to join our team.
The Credit Analyst/Account Manager will be responsible for analyzing credit data and financial information of persons or companies who are applying for credit and/or loans to determine the risk that the company may not recoup the funds loaned. The level of risk is then used to determine if the loan or line of credit will be granted as well as the terms of the loan, including interest rate. The Credit Analyst/Account Manager will prepare reports based upon their findings to assist in the decision making of lending and creditworthiness. This role will require considerable interaction with remote sales representatives related to acquisitions.
Primary Functions:
- Evaluating clients’ credit data and financial statements to determine the degree of risk involved in lending money
- Preparing reports identifying the degree of risk in lending money to clients
- Analyzing client records and using the data to recommend payment plans
- Conferring with credit associations and references to exchange credit information on clients
- Evaluating the financial status of clients by producing financial ratios through computer programs
- Filling out loan applications and including the credit analysis and loan request summaries, then submitting the loan applications to management for approval
- Helping supply chain and sales and marketing departments in managing financial orders to help them control credit exposure, make payments on time, and reduce the risk of customer disputes
- Conferring with clients to verify their financial/credit transactions and to resolve their complaints
Qualifications
- Bachelor’s Degree in Accounting, Economics, Finance, Statistics, or Marketing is preferred
- Experience in fast paced high-volume credit and collection environment is a plus
- Proficient use computers and software such as Microsoft Office Suite and other web-based applications
- Work experience may be considered in lieu of education
Benefits:
- Competitive Wages
- Exceptional Incentives & Benefits
- Medical | Dental | Vision Insurance
- Company Paid, Employee Short-term & Long-term Disability Coverage
- In-House Training
- 401(k) Retirement Plan
- Advancement Opportunities
We promote a safe and drug-free workplace. The successful candidate must pass all pre-employment screenings, which include a background check and drug test upon offer acceptance.
Stribling Equipment, LLC, Empire Truck Sales, LLC, and S&G Financial are Equal Opportunity Employers