Demo

Actuarial Analyst

EMC Insurance Companies
Des Moines, IA Full Time
POSTED ON 12/25/2025
AVAILABLE BEFORE 1/23/2026
At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.

Essential Functions

Performs work assignments for pricing, reserving, and/or modeling, and collaborates on larger work assignments lead by senior team members:

  • Performs pricing, reserving and/or modeling work assignments including data preparation and analysis and makes initial recommendations to team
  • Participates in rate and reserve reviews and the reviews of existing models by applying industry standard methodologies and techniques
  • Reviews and addresses potential challenges posed by states or lines of business
  • Recognizes, acknowledges, and documents assumptions
  • Identifies and calculates impacts of potential problems and solutions
  • Performs quality control functions as part of peer review process

Utilizes Microsoft Office Products Such As Excel, Word, PowerBI, As Well As Programming Languages Such As SQL For Pricing And Reserving Analysis

  • Maintains and utilizes assigned workbooks and databases
  • Recommends modifications for improvements to workbooks, work products, and databases to people leader and/or senior team members. Implements and documents approved improvements as assigned

Performs Data/analytical Assignments

  • Prepares data for analysis and completes simple data validation checks
  • Organizes information into spreadsheets and databases
  • Researches new modeling techniques and/or predictive variables
  • Produces basic data visualizations and reports
  • Documents data processes, assumptions, and outputs

Participates on and provides support for special projects lead by other Actuarial team members:

  • Completes competitive analysis
  • Prepares filings and filing support for enhanced/new rating algorithms, products, and coverages
  • Explores new reserving line split and new reserving techniques
  • Analyzes legislative or regulatory changes and reacts appropriately
  • Documents circulars
  • Makes initial recommendations to team as appropriate
  • Conducts testing for implementation
  • Researches and follows industry trends

Studies for Actuarial exams. Engages in self-directed and collaborative learning of actuarial methodologies and techniques, including asking questions to learn context and data sources. Develops skills and knowledge of insurance operations

Education & Experience

  • Bachelor’s degree in actuarial science, math, or statistics
  • Completion of one actuarial exam and/or prior actuarial internship experience

Knowledge, Skills & Abilities

  • Working knowledge of mathematics, probability, statistics, and financial mathematics
  • Proficiency in Pricing or Reserving in at least one line of business
  • Proficient working knowledge of Microsoft office products (Excel, Word, Powerpoint, Power BI)
  • Knowledge of at least one programming language, such as SQL preferred
  • Strong analytical, investigation and problem-solving abilities

The hiring salary range for this position will vary based on geographic location, falling within either of the following:

$59,463 - $81,943 or $65,568 - $90,343

A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers.

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.

Salary : $59,463 - $81,943

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