What are the responsibilities and job description for the Financial Services Officer position at Educational Community Alliance Credit Union?
VP Lending
· High School diploma
· One to three years related experience
· Ability to calculate figures and amounts such as discounts, interest, proportions and percentages
· Ability to apply concepts of basic algebra
· Excellent communication skills – both oral and written
(other duties may be assigned)
· Greet and welcome members and visitors to the credit union in a courteous and professional manner providing prompt, efficient and accurate service in the processing of transactions.
· Originate, process, underwrite, close and disburse loans
- Evaluate applications and documentation including credit reports
- Decision applications and communicate decisions to members in a polite and courteous manner via various communication channels
- Complete loan contracts and paperwork obtaining signatures, notarizations as necessary ensuring members understands the documentation.
· Actively cross-sell products
· Perfect liens, title filings, collateral insurance, etc.
· Process paid off loans and collateral releases
· Ensure accuracy and completeness of loan document files including scanning and audit
· Provide in-person and by-telephone general and specific service-related information concerning credit union products or policies
· Open new accounts and service existing accounts. Set up new account files, and provide members with all necessary information for membership including certificates and IRA’s
· Assist members in balancing their accounts
The primary functions and responsibilities of this position will be more lending focused than operations focused, but this position is intended to be cross-functional. The person in this position should be comfortable and capable of serving operations needs as well, such as opening accounts, processing card orders, and as needed, filling in as a MSA/Teller.
Job Type: Full-time
Pay: $17.00 - $22.00 per hour
Benefits:
- 401(k) 3% Match
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Life insurance
- Paid sick time
- Paid time off
- Vision insurance
Work Location: In person
Salary : $17 - $22