Credit Trainee

About CareerTakes

CareerTakes is a next-generation AI recruiting platform that helps early-career talent discover and land real roles with leading employers across the U.S.

👉 Important disclosure: CareerTakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, a Fortune 500–level organization and a leading value-added distributor in North America.

About the Client

Our client has been a trusted supplier since 1953, serving a wide range of industries including commercial and mechanical construction, facilities supply, HVAC, industrial, residential trade, waterworks, and more. With tens of thousands of employees and locations across the U.S., the company is known for:

• Strong operational excellence
• Long-term career development
• A people-first, values-driven culture
• Opportunities to build a meaningful and stable career

This is a company where early-career professionals can grow into leadership roles.

About the Role

The Credit Trainee role is an early-career development program designed for candidates who are motivated, curious, and eager to build a long-term career in credit and finance.

You’ll join the credit team and receive hands-on training, mentorship, and exposure to multiple areas of the business. No prior credit experience is required — the client will teach you everything you need to succeed.

The Credit Trainee Program

This is an 8–12 month rotational training program where you’ll gain real-world experience across operations and credit functions, including:

• Time in warehouse and branch operations
• Shadowing sales teams and delivery drivers
• Participating in customer meetings and site visits
• Learning how trade credit is extended and managed

Core Skills You’ll Learn

• Credit systems and processes
• Emotional intelligence and communication
• Sales process fundamentals
• Collections and risk management
• Customer relationship management
• Uniform Commercial Code (UCC) basics
• Financial statement analysis
• Secondary security concepts

By the end of the program, you’ll have a strong foundation in credit management and customer-facing financial decision-making.

Qualifications

Required

• 0–3 years of work experience after earning a bachelor’s degree
• (Equivalent work experience may be considered in lieu of a degree)
• Interest in customer service, finance, or credit management
• Strong communication and interpersonal skills
• Ability to work in a fast-paced, team-oriented environment
• Willingness to learn and take initiative

Preferred Traits

• High emotional intelligence
• Comfort speaking with customers and presenting to groups
• Strong relationship-building skills
• Adaptability and curiosity

Career Path & Growth

This role is designed as a pipeline into Credit Manager positions.

After completing the program, you’ll be prepared to:

• Manage a portfolio of customer accounts
• Own credit decisions and accounts receivable performance
• Build relationships with customers and sales partners
• Grow business while managing financial risk

Top performers may advance into Area Credit Manager roles, with increased responsibility and people leadership opportunities.

Location & Relocation

• Initial training will take place in Santa Ana, CA for 8–12 months
• Relocation is required after the training period
• Nationwide opportunities are available
• A relocation allowance will be provided
• Geographic preferences will be considered where possible

This role is ideal for candidates who are open to new experiences and career mobility.

Compensation & Benefits

• Hourly Pay Range: $26.17 – $39.24
• Bonus or incentive plan eligible
• Competitive benefits package including:
• Medical, dental, and vision insurance
• Paid time off and holidays
• 401(k) with company match
• Mental health coverage
• Paid parental leave
• Family-building and gender-affirming benefits
• Employee discounts and community involvement programs

Compensation may vary by location in accordance with local and state wage regulations.

Equal Opportunity Statement

CareerTakes and our client are Equal Opportunity Employers and comply with all applicable federal, state, and local employment laws. Qualified applicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other protected characteristic.

Reasonable accommodations are available upon request.