What are the responsibilities and job description for the Senior Commercial Lender position at EastRise Credit Union?
As a Senior Commercial Lender at EastRise Credit Union, this role is responsible for driving the strategic growth of commercial loan and deposit portfolios while supporting the financial well-being of the communities we serve. With 8–10 years of commercial lending experience, the position focuses on originating and managing complex credit relationships, expanding business through proactive networking and community engagement, and deepening existing member partnerships. The Senior Lender serves as a visible and trusted representative of EastRise, embodying its mission and values both professionally and personally, while maintaining accountability for portfolio performance, risk management, and long-term relationship development.
Major Duties And Responsibilities
Weight
Description
Essential
60%
Serves the commercial banking needs of EastRise Credit Union members by delivering tailored financial solutions rooted in a deep understanding of each business’s goals and challenges. Builds long-term, trust-based relationships by customizing lending, cash management, and deposit strategies that align with members’ evolving needs. Acts as a strategic advisor, structuring competitive and practical financing packages that add value to the portfolio and contribute to sustainable growth through high-quality lending opportunities.
15%
Monitors the performance of the existing commercial loan portfolio to ensure asset quality and regulatory compliance. Maintains accurate and up-to-date member files, including financial statements, cash flow projections, and loan documentation. Communicates appropriate risk ratings and maintains regular contact with members to ensure EastRise continues to meet their financial needs effectively.
15%
Analyzes current market trends and economic indicators to identify emerging opportunities and inform lending strategies. Provides data-driven insights to support portfolio expansion and enhance EastRise’s competitive positioning in the commercial lending space.
5%
Responds promptly to member inquiries and concerns related to commercial loans, ensuring a high standard of service and satisfaction throughout the loan lifecycle.
5%
Assists in the collection and resolution of past-due loans, balancing member support with the protection of the Credit Union’s financial interests.
Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Knowledge And Skills Experience
8 to 10 years of similar or related experience, including preparatory experience.
Education/Certifications/Licenses
A college degree.
Interpersonal Skills
The ability to motivate or influence internal or external senior level professionals is a critical part of the job, requiring a significant level of influence and trust. Obtaining cooperation and agreement on important outcomes via frequently complex, senior level dialogues, as well as a professional level of written communication skills are essential to the position.
Other Skills
COMPETENCIES: . Must be at least 18 years of age. Favorable Background, Credit, Criminal, Bondability, and Reference Checks required. (Motor Vehicle check dependent on position.) Travel to other branches or locations may be required depending on position. Must have experience in analyzing business financial statements and assessing the viability of businesses; must have excellent communication and PR skills; ability to use related software required.
ADA Requirements Physical Requirements
Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 4-6 hours per day. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance.
Working Conditions
Must be able to routinely perform work indoors in climate-controlled private office with minimal noise
Mental And/or Emotional Requirements
Must be able to perform job functions independently and work effectively either on own or as part of a team. Must be able to plan and direct the work activities of self and others. Must be able to read and carry out various complicated written and oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.
Major Duties And Responsibilities
Weight
Description
Essential
60%
Serves the commercial banking needs of EastRise Credit Union members by delivering tailored financial solutions rooted in a deep understanding of each business’s goals and challenges. Builds long-term, trust-based relationships by customizing lending, cash management, and deposit strategies that align with members’ evolving needs. Acts as a strategic advisor, structuring competitive and practical financing packages that add value to the portfolio and contribute to sustainable growth through high-quality lending opportunities.
15%
Monitors the performance of the existing commercial loan portfolio to ensure asset quality and regulatory compliance. Maintains accurate and up-to-date member files, including financial statements, cash flow projections, and loan documentation. Communicates appropriate risk ratings and maintains regular contact with members to ensure EastRise continues to meet their financial needs effectively.
15%
Analyzes current market trends and economic indicators to identify emerging opportunities and inform lending strategies. Provides data-driven insights to support portfolio expansion and enhance EastRise’s competitive positioning in the commercial lending space.
5%
Responds promptly to member inquiries and concerns related to commercial loans, ensuring a high standard of service and satisfaction throughout the loan lifecycle.
5%
Assists in the collection and resolution of past-due loans, balancing member support with the protection of the Credit Union’s financial interests.
Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Knowledge And Skills Experience
8 to 10 years of similar or related experience, including preparatory experience.
Education/Certifications/Licenses
A college degree.
Interpersonal Skills
The ability to motivate or influence internal or external senior level professionals is a critical part of the job, requiring a significant level of influence and trust. Obtaining cooperation and agreement on important outcomes via frequently complex, senior level dialogues, as well as a professional level of written communication skills are essential to the position.
Other Skills
COMPETENCIES: . Must be at least 18 years of age. Favorable Background, Credit, Criminal, Bondability, and Reference Checks required. (Motor Vehicle check dependent on position.) Travel to other branches or locations may be required depending on position. Must have experience in analyzing business financial statements and assessing the viability of businesses; must have excellent communication and PR skills; ability to use related software required.
ADA Requirements Physical Requirements
Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 4-6 hours per day. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance.
Working Conditions
Must be able to routinely perform work indoors in climate-controlled private office with minimal noise
Mental And/or Emotional Requirements
Must be able to perform job functions independently and work effectively either on own or as part of a team. Must be able to plan and direct the work activities of self and others. Must be able to read and carry out various complicated written and oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.
Salary : $121,504 - $135,004