What are the responsibilities and job description for the Mortgage Loan Processor/Closer- Dubuque position at DuTrac Community Credit Union?
Our mission at DuTrac is to be a trusted partner with our members to make a difference in their lives by working directly with each person to help them achieve their financial goals. Our staff provides excellent service to our members and builds long term relationships to make sure our members succeed in whatever those goals may be.
Integrity, Community, Engagement and Education are the qualities you will find in DuTrac's working environment. You will appreciate working in DuTrac's family- friendly culture that provides excellent opportunities for both personal and career growth while providing a competitive salary and benefits package.
As a Mortgage Processor/Closer, your knowledge and member service skills will provide you the opportunity to assist our members in the following areas:
Some key responsibilities include:
- Review and verify residential loan application data to ensure completeness that it meets credit union standards
- Request any required documents needed for a complete file
- Review approved loans to determine all conditions are met prior to closing
- Prepare closing figures, P&I, insurance, etc.
- Communicates with realtors, sellers and vendors to obtain property abstract, insurance and appraisal; informs manager of issues or discrepancies
- Prepares and distributes loan commitment letters to realtors; books loans ad pays associated loan fees, set up escrow and distributions, keeps realtor up to date on status of loan
- All file maintenance and file uploads to electronic storage
In addition, this position will prepare real estate closing packets as well as disburse and finalize loans. The position requires attention to detail and good communication, computer, and proofreading skills. Familiarity with secondary market requirements and real estate loan processing a definite plus.
Candidates for this position will ideally have experience in mortgage processing or closing, lending experience or a combination of skills, with strong emphasis on organizational skills and accuracy.
DuTrac offers a competitive salary and benefit package along with an excellent work environment.
DuTrac is an Equal Opportunity Employer
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