Accountant

Dow Credit Union is seeking a detail-oriented and experienced Accountant I to join our team. In this role, you will play a key part in supporting the accuracy, integrity, and compliance of the credit union's financial reporting. The ideal candidate will bring a strong background in month-end close processes, financial statement preparation, general ledger reconciliations, and journal entry preparation, preferably within a financial institution environment.

We offer competitive compensation starting at $28/hour, along with quarterly and annual incentives, comprehensive medical/dental/vision benefits, a 401(k) plan, paid holidays, and generous paid time off.

About Dow Credit Union

Founded in 1937 during a time of economic uncertainty, Dow Credit Union was created to help employees save for emergencies and access affordable credit. Today, we proudly serve more than 80,000 members and manage over $2 billion in assets. Our mission remains the same: to provide exceptional value and service to our members while fostering a workplace culture built on respect, diversity, equity, and inclusion.

Key Responsibilities

Financial Reporting & Month-End Close

• Support the month-end close process, ensuring timely and accurate completion of journal entries, accruals, and account analyses
• Prepare and reconcile general ledger accounts, including cash, investments, fixed assets, and member-related balances
• Analyze financial results, investigate variances, and ensure proper classification and recording of transactions
• Produce accurate and timely balance sheets, income statements, and supporting schedules

General Ledger & Accounting Operations

• Maintain integrity of the general ledger through consistent reconciliation and review processes
• Ensure adherence to GAAP and internal accounting policies
• Support daily and monthly accounting activities, including posting, balancing, and account maintenance
• Assist in developing and maintaining documentation of accounting procedures and controls

Regulatory & Call Report Reporting

• Prepare and support the quarterly NCUA Call Report, ensuring accuracy and completeness of all schedules
• Assist with regulatory reporting requirements, including NCUA, IRS, and other governing bodies
• Participate in internal and external audits, regulatory examinations, and financial reviews
• Ensure compliance with applicable financial institution regulations and reporting standards

Process Improvement & Collaboration

• Identify opportunities to improve efficiency, automation, and accuracy within the accounting function
• Partner with internal departments to ensure proper accounting treatment of financial activity
• Communicate accounting concepts and procedures clearly to non-accounting stakeholders
• Support special projects and cross-functional initiatives as needed

Required Skills & Qualifications

Education

• Bachelor's degree in accounting, Finance, or a related field
• Combination of advanced education and relevant experience may be considered

Experience

• Minimum two years of experience in:
• Month-end close processes
• General ledger reconciliations
• Financial statement preparation
• Journal entry preparation
• Accounting within a financial institution or credit union (strongly preferred)
• Call Report preparation or regulatory reporting experience is a plus

Technical & Professional Skills

• Strong understanding of GAAP and financial accounting principles
• Working knowledge of credit union or banking regulations and reporting requirements
• Advanced proficiency in Microsoft Excel and accounting systems
• Strong analytical, organizational, and problem-solving skills
• Excellent written and verbal communication abilities
• Ability to manage deadlines, work independently, and maintain strict confidentiality

Join Our Team

If you're ready to contribute to the financial strength and operational excellence of Dow Credit Union-and grow your career in a supportive, mission-driven environment, apply today.