What are the responsibilities and job description for the Wholesale Underwriter position at Dominion Financial Services?
Who We Are:Dominion Financial Wholesale (DFW) is a nationally recognized Non-QM lender dedicated to serving consumer mortgage brokers. Specializing in DSCR and alternative-qualification loan products, we provide flexible, client-focused financing solutions that help brokers grow their businesses and close more deals. We’re expanding rapidly and looking for a detail-oriented Underwriter to join our team and support our mission of delivering speed, service, and reliability—where brokers win.Our Company’s Core Values:IntegrityAccountable & DependableTeam CentricSystem & Process OrientedService EthicOrganized Efficiency - Risk Management & ComplianceYour Impact:Ensure the integrity of mortgage underwriting decisions that directly affect loan quality and investor trustDrive efficient and compliant underwriting processes to support rapid loan decisioning and broker satisfactionIn This Role You Will:Review and assess mortgage loan applications to determine eligibility and riskAnalyze financial documents such as tax returns, bank statements, appraisals, and credit reportsMake informed underwriting decisions based on company guidelines, program requirements, and applicable regulationsCollaborate with loan officers, processors, and other stakeholders to clarify and gather required documentationMaintain complete, accurate records of underwriting decisions and conditionsStay current on industry regulations, Non-QM program changes, and underwriting best practicesSupport a team-oriented, solutions-driven underwriting environmentPerform other underwriting-related duties as assigned by managementRequirements:Bachelor’s degree or 5 years of mortgage underwriting experienceMinimum of 5 years as a Mortgage Underwriter with demonstrated ability to manage complex underwriting scenariosStrong experience underwriting Non-QM products (bank statement, asset depletion, DSCR, 1099, and P&L loans)Manual underwriting experience requiredRecent underwriting experience (within the past 6 months)Expert understanding of both Agency and Non-QM lending guidelines and compliance requirementsProficiency with mortgage software systems, including Encompass and MaventExceptional analytical, organizational, and decision-making skillsClear, professional communication skills, both written and verbalHigh attention to detail and accuracyBenefits: Health insurance Dental insuranceVision insurance401(k)401(k) matchingPaid time offWhile At Dominion You Will EnjoyCompany outings & social events Virtual events Companywide competitions and raffles Personal financial workshopsOrioles season tickets Powered by JazzHRRuVGr0qzt7