What are the responsibilities and job description for the Mortgage Underwriter position at Dominion Financial Services?
Who We Are: Dominion Financial Services (DFS) is a mortgage originator focused on single-family real estate. DFS specializes in two main loan products: short-term bridge loans for fix & flip investors and long-term rental loans for landlords building their rental portfolios. DFS is thriving in the current competitive environment and consistently delivers aggressive quarterly growth, with an average origination volume of $70MM per month. We are seeking a detail-oriented Underwriter to join our growing team and contribute to our ongoing success.Our Company’s Core ValuesIntegrityAccountable & DependableTeam CentricSystem & Process OrientedService EthicOrganized Efficiency - Risk Management & ComplianceYour Impact:Play a key role in driving sound investment decisions that directly impact company profitability and growth.Help shape the next generation of DFS’s underwriting technology by assisting with training AI models to mirror expert-level decision-making.Safeguard DFS against risk by ensuring underwriting accuracy and adherence to company standards.Help maintain DFS’s reputation as an industry leader by supporting high loan quality, efficient closings, and exceptional client outcomes.In This Role You Will:Analyze single-family residential real estate transactions.Assess construction and rehabilitation budgets.Provide structured feedback to AI tools on transaction risk factors and decision rationale to improve automated Underwriting.Prepare detailed financial analyses and investment summaries.Review AI-generated analytics for accuracy, ensuring the system learns to align with DFS standards and investment philosophy.Communicate effectively with internal and external stakeholders.Adapt to changing company strategies and processes.Requirements:Minimum of 5 years as a Mortgage Underwriter with demonstrated ability to manage complex underwriting scenarios.Strong experience underwriting Non-QM products (bank statement, asset depletion, DSCR, 1099, and P&L loans).Comfort working with evolving AI tools.Expert understanding of both Agency and Non-QM lending guidelines and compliance requirements.Critical thinking and adaptability in a fast-moving environment.Strong Excel and Word skills.Excellent verbal and written communication.Preferred Qualifications:Proficiency with mortgage software systems, including Encompass and MaventComfort working with evolving AI tools.Experience training AI models.MLS/CoStar experience.Highly analytical with strong quantitative skills.Exceptional attention to detail.Focused and self-motivated.Demonstrated knowledge of construction and rehabbing.Benefits: Health insurance Dental insuranceVision insurance401(k)401(k) matchingPaid time offWhile At Dominion You Will EnjoyCompany outings & social events Virtual events Companywide competitions and raffles Personal financial workshopsOrioles season ticketsPowered by JazzHRnCBbRKTHYi
Salary : $70