What are the responsibilities and job description for the Loan Processor position at dlpbank?
The Loan Processor supports multiple loan officers that specialize in anything from a simple unsecured loan to a complex commercial real estate loan, and everything in between. To help loan officers provide reliable, consistent service to the customers, the loan processor responds to a multitude of emails and phone calls, helps loan officers stay in compliance, and works well under pressure and deadlines.
What you have already achieved: (Requirements)
- 2 years of experience in a lending atmosphere with specific knowledge of loan
operations/servicing duties and a basic understanding of underwriting guidelines - Experience with data entry and Microsoft Office products, LaserPro LOS, Finastra Phoenix
Core and ECM imaging - A precise attention to details
- The motivation to learn and constantly improve skills, processes and tools
- The people skills required to work with all different types of personalities from various
backgrounds - Good judgment and the ability to keep information confidential
- The ability to work with little to no supervision
What you are great at: (Responsibilities)
- Process an application and verify accuracy of information supplied
- Prepare applicable disclosures depending on the loan type
- Understand and be able to explain disclosures and loan process
- Order credit report, flood determination, appraisal, survey and title insurance and
environmental reports - Review appraisals and title insurance received for issues or concerns
- Call insurance companies for insurance quotes or policies
- Prepare loan closing documents and send to title company
- Coordinate with attorneys to prepare loan documentation, ensure attorney has all necessary
information to ensure best enforceability of loan and bank protection - Fund loan and disburse funds
- Perform compliance check to ensure appropriate documentation, liens are perfected and file
maintenance completed - Answer questions in a timely manner in-person, by phone, email, fax or mail.
- Coordinate with loan officer, borrower, realtor and title company to schedule loan closings
- Participate in weekly/monthly loan meetings
- Assist with any other requests and projects assigned as needed
What you are motivated by:
- A fast pace. We’ve grown exponentially and new team members continue to join our DLP family.
- A leadership team that trusts each other, communicates effectively, and is committed to helping team members grow, both personally and professionally.
- Visionary, smart, and innovative Leadership. Ours is the kind of leadership you read about, hope to work with, and learn from.
- A culture focused on developing and investing in team members - coaching, training, and supporting each other. We have a mantra of “Leaders made here” at DLP, focused on developing and growing leaders.
Our Mission:
DLP Bank - where Dream, Live, Prosper isn't just our name, it's our philosophy. Our commitment is to deliver a banking experience that helps you dream bigger, live better, and prosper more.
Benefits and Perks:
Health/dental/vision/life insurance, 401(k) matching, learning/educational incentives, Volunteer Time Off, well-being programs, company events, self improvement/productivity tools, & the incredible feeling of making a difference.
DLP is a committed Equal Opportunity Employer. If you are a qualified individual with a disability and require assistance in searching for a position or submitting an application, please contact HR at hr@dlpcapital.com. Offers of employment are conditional upon satisfactory completion of pre-employment background verification (including E-Verify). California applicants can view our California Data Privacy Policy here.