What are the responsibilities and job description for the Lead BT Risk & Compliance Analyst position at Discover?
Discover. A brighter future.
With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.
Come build your future, while being the reason millions of people find a brighter financial future with Discover.
Job Description:
At Discover, be part of a culture where diversity, teamwork and collaboration reign. Join a company that is just as employee focused as it is on its customers and is consistently rewarded for both. We’re all about people, and our employees are why Discover is a great place to work. Be the reason is that we help millions of consumers build a brighter financial future and achieve yours along the way with a rewarding career.
What You'll Do
Responsible for analyzing and managing risk management issues. Identifies, measures, and makes decisions on operational and enterprise risks. Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.
How You'll Do It
Maintains input and data quality of risk management systems.
Documents and communications risks.
Recommends options to control and reduce risks.
Identifies key risks and mitigating factors of potential investments.
Develops systems and processes to monitor the validity of risk modeling outputs.
Gather updates on Risk, VITs, and CTRs from relevant teams.
Ensure all updates are accurately tracked in the designated tool.
Generate weekly reports and submit them directly to leadership.
Support internal and external audit requirements as needed.
Maintain accurate issue management records and escalate inconsistencies.
Ensure proper documentation of compliance controls and findings.
Monitor open risk issues and provide risk trend analysis.
Work closely with compliance teams to ensure timely reporting and adherence to internal policies.
Issue Management Responsibilities:
Track and report on open issues related to Risk, VITs, CTRs, and compliance gaps.
Work with teams to ensure timely resolution of issues within defined SLAs.
Analyze issue trends and identify areas for process improvement.
Support escalation processes to ensure unresolved issues receive proper attention.
Identify gaps in team processes and procedures, ensuring they are documented and addressed.
Facilitate an annual review of procedures and controls to maintain compliance and mitigate emerging risks.
Audit Responsibilities:
Coordinate evidence gathering for SOC1, internal, and external audits across teams.
Enhance the “continuous audit readiness” strategy by maintaining centralized, updated documentation of procedures and controls.
Identify and remediate procedural gaps to prevent compliance risks. Control Testing & Continuous Improvement:
Assist in strengthening control testing, keeping issues below the
Help teams identify compliance gaps and ensure ongoing process improvements.
Work with teams responsible for Self-ID rate tracking, supporting the achievement of a 70% Self-ID rate for risk-related issues.
Qualifications You'll Need
Minimum Requirements
Bachelor’s degree in information technology or finance
4 years’ experience in Technology Risk, Audit or related
In Lieu of Education Experience - 6 years Technology Risk, Audit or related
Preferred Requirements
Background acting as a liaison between technology and business groups
Technical focused background is ideal
Knowledge of payments technology
Excellent communication skills
Physical and Cognitive Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:
Primarily remain in a stationary position.
No required movement about the work environment to complete the major responsibilities of the job.
Primarily performed indoors in an office setting.
Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.
Ability to communicate verbally. Ability to communicate in written form.
**Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.**
#LI-MF1
Application Deadline: The application window for this position is anticipated to close on Aug-02-2025. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.
Compensation: The base pay for this position generally ranges between $77,500.00 to $131,500.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.
Benefits:
We also offer a range of benefits and programs based on eligibility. These benefits include:
Paid Parental Leave
Paid Time Off
401(k) Plan
Medical, Dental, Vision, & Health Savings Account
Short and Long Term Disability, Life, and Accidental Death & Dismemberment insurances
Recognition Program
Education Assistance
Commuter Benefits
Family Support Programs
Employee Stock Purchase Plan
Learn more at mydiscoverbenefits.com .
What are you waiting for? Apply today!
All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.
Discover , a division of Capital One, N.A., is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights)
Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email HireAccommodation@discover.com . Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.
At Discover, we are committed to creating an inclusive and equitable workplace through our Fair Chance Hiring practices. Fair Chance Hiring means that we base our hiring decisions on an applicant’s qualifications rather than their criminal record. All our positions are subject to Section 19 of the Federal Deposit Insurance Act. Our applicants go through a background check, and we follow all applicable local laws, including the Los Angeles County Fair Chance Hiring Ordinance ( LA County Fair Chance ).
Positions marked as remote eligible are limited to remote locations within the country in which the position is based.
Applicants must be 18 or older at the time of hire.
With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.
Come build your future, while being the reason millions of people find a brighter financial future with Discover.
Job Description:
At Discover, be part of a culture where diversity, teamwork and collaboration reign. Join a company that is just as employee focused as it is on its customers and is consistently rewarded for both. We’re all about people, and our employees are why Discover is a great place to work. Be the reason is that we help millions of consumers build a brighter financial future and achieve yours along the way with a rewarding career.
What You'll Do
Responsible for analyzing and managing risk management issues. Identifies, measures, and makes decisions on operational and enterprise risks. Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.
How You'll Do It
Maintains input and data quality of risk management systems.
Documents and communications risks.
Recommends options to control and reduce risks.
Identifies key risks and mitigating factors of potential investments.
Develops systems and processes to monitor the validity of risk modeling outputs.
Gather updates on Risk, VITs, and CTRs from relevant teams.
Ensure all updates are accurately tracked in the designated tool.
Generate weekly reports and submit them directly to leadership.
Support internal and external audit requirements as needed.
Maintain accurate issue management records and escalate inconsistencies.
Ensure proper documentation of compliance controls and findings.
Monitor open risk issues and provide risk trend analysis.
Work closely with compliance teams to ensure timely reporting and adherence to internal policies.
Issue Management Responsibilities:
Track and report on open issues related to Risk, VITs, CTRs, and compliance gaps.
Work with teams to ensure timely resolution of issues within defined SLAs.
Analyze issue trends and identify areas for process improvement.
Support escalation processes to ensure unresolved issues receive proper attention.
Identify gaps in team processes and procedures, ensuring they are documented and addressed.
Facilitate an annual review of procedures and controls to maintain compliance and mitigate emerging risks.
Audit Responsibilities:
Coordinate evidence gathering for SOC1, internal, and external audits across teams.
Enhance the “continuous audit readiness” strategy by maintaining centralized, updated documentation of procedures and controls.
Identify and remediate procedural gaps to prevent compliance risks. Control Testing & Continuous Improvement:
Assist in strengthening control testing, keeping issues below the
Help teams identify compliance gaps and ensure ongoing process improvements.
Work with teams responsible for Self-ID rate tracking, supporting the achievement of a 70% Self-ID rate for risk-related issues.
Qualifications You'll Need
Minimum Requirements
Bachelor’s degree in information technology or finance
4 years’ experience in Technology Risk, Audit or related
In Lieu of Education Experience - 6 years Technology Risk, Audit or related
Preferred Requirements
Background acting as a liaison between technology and business groups
Technical focused background is ideal
Knowledge of payments technology
Excellent communication skills
Physical and Cognitive Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:
Primarily remain in a stationary position.
No required movement about the work environment to complete the major responsibilities of the job.
Primarily performed indoors in an office setting.
Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.
Ability to communicate verbally. Ability to communicate in written form.
**Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.**
#LI-MF1
Application Deadline: The application window for this position is anticipated to close on Aug-02-2025. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.
Compensation: The base pay for this position generally ranges between $77,500.00 to $131,500.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.
Benefits:
We also offer a range of benefits and programs based on eligibility. These benefits include:
Paid Parental Leave
Paid Time Off
401(k) Plan
Medical, Dental, Vision, & Health Savings Account
Short and Long Term Disability, Life, and Accidental Death & Dismemberment insurances
Recognition Program
Education Assistance
Commuter Benefits
Family Support Programs
Employee Stock Purchase Plan
Learn more at mydiscoverbenefits.com .
What are you waiting for? Apply today!
All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.
Discover , a division of Capital One, N.A., is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights)
Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email HireAccommodation@discover.com . Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.
At Discover, we are committed to creating an inclusive and equitable workplace through our Fair Chance Hiring practices. Fair Chance Hiring means that we base our hiring decisions on an applicant’s qualifications rather than their criminal record. All our positions are subject to Section 19 of the Federal Deposit Insurance Act. Our applicants go through a background check, and we follow all applicable local laws, including the Los Angeles County Fair Chance Hiring Ordinance ( LA County Fair Chance ).
Positions marked as remote eligible are limited to remote locations within the country in which the position is based.
Applicants must be 18 or older at the time of hire.
