What are the responsibilities and job description for the Mortgage Loan Officer position at Dieterich Bank?
Dieterich Bank is looking for a Mortgage Loan Officer to join our team in Columbia, IL.
The Mortgage Loan Officer will develop relationships and solicit business from current customers, referrals, and walk-in customers. This position will accept the application, grant approval, and process and originate mortgage and consumer loans for the Bank. The objective is to assist borrowers in evaluating their opportunity to borrow money to invest in a home.
A day in the life of a Mortgage Loan Officer:
As a Mortgage Loan Officer, you'll play a crucial role in building business relationships and acquiring customers through networking efforts, leveraging your sales expertise to promote our products effectively. Your daily tasks will include analyzing applicants' needs, financial standings, credit profiles, and property evaluations to determine feasibility of granting loans.
Furthermore, you'll educate customers about the various loan types and credit options available, ensuring they understand the terms and conditions associated with our services. Serving as the primary point of contact, you'll address any inquiries or concerns raised by customers promptly. It's also essential to remain current with evolving laws and regulations governing the mortgage industry to maintain compliance and provide top-notch service.
Qualifications:
- Bachelor's degree in business administration, finance, or related field OR equivalent experience
- 3 years of banking experience
- Sales ability to market Bank products to customers
- Excellent communication skills (verbal and written)
- Ability to work independently and with others successfully
- Detail-oriented focus
- Ability to meet deadlines
- Problem-solving skills
- Ability to learn and use the Bank's core and software systems
- Organizational skills
- Time management skills
- Ability to make decisions
- Proficient in Microsoft Office
Work Schedule:
This position requires 40 hours each week with work typically being completed between 8 a.m. and 5 p.m. Evenings and weekends may be necessary to fit customers' needs and/or complete work. Travel to meet with clients at their convenience and location will be necessary.
Perks of the job:
- Group Health Insurance
- Group Dental & Vision Insurance
- Life, AD&D & LTD Insurance
- 401(k) Plan - Employer matching available
- Employee Assistance Program
- Discretionary Profit Sharing Plan
- Discretionary Bonus Plan
- Profit Sharing Plan
- Paid Time Off (Holidays, sick time, personal time, and vacation)
- 8 hours of paid time volunteer with a charity of their choice.
Picture yourself coming to work every day in a place where you are doing great things for the people, businesses and causes in our community, and also for yourself. Interested in joining Dieterich Bank's Green Team? Apply today.
Dieterich Bank is an EEO/AA/Vet/Disability Employer.
Salary : $50,000 - $70,000