What are the responsibilities and job description for the Market President Commercial Lending - Grand Rapids area position at DFCU Financial?
Join the DFCU Financial team today, and discover the benefits, rewards and development opportunities from one of the largest and best managed credit unions in the country.
Do you have a passion for building markets from the ground up?
Do you thrive on driving growth through strategic lending and deposit initiatives? Do you lead with vision and inspire teams to deliver excellence? As Market President, you'll be the face and force of DFCU Financial in your market-growing our presence, expanding relationships, and shaping the community's financial future. We lead with strategy-you lead with results. Let's grow stronger together.
The Opportunity: We are seeking a Market President Commercial Lending to champion growth in the Grand Rapids, MI area, driving strategic loan and deposit initiatives, managing a high-performing portfolio, and ensuring compliance with all regulatory guidelines.
What You'll Do:
Market Growth & Business Development
- Execute a comprehensive loan and deposit strategy aligned with organizational goals and objectives.
- Identify and pursue opportunities for business growth and expansion of lending services.
- Build and maintain strong relationships with key stakeholders, including DCFU Associates, clients, and community leaders.
Portfolio & Risk Management
- Follow effective risk management practices to mitigate credit risk and maintain the quality of the loan portfolio.
- Work effectively with underwriting team to conduct in-depth financial analysis and due diligence on potential borrowers to assess credit worthiness.
- Respond to and resolve inquiries related to client accounts.
Strategic Leadership & Compliance
- Recruit and develop commercial lenders to strengthen market reach and performance.
- Partner with regional branches and business lines to achieve lending targets and deliver exceptional customer service.
- Oversee the management, diversification, and performance of the lending portfolio, identifying opportunities for improvement.
- Ensure full compliance with all relevant regulatory and legal requirements governing lending activities.
What You'll Need:
- Business degree, or relevant work experience.
- 10 years of progressive experience in lending and financial services.
- Results-oriented mindset with a focus on achieving lending targets.
- Strong understanding of best practice sales activities, sales management, risk management and credit analysis.
- Outstanding reputation for excellence and community involvement.
- Meaningful history and tenure in the market.
- Proven track record of leadership and strategic planning in a lending or financial institution.
- Excellent interpersonal skills, including effective verbal and written communication.
- Self-driven to work independently and collaboratively in a dynamic and fast-paced environment.
What We Offer:
- Incentive/bonus program
- Potential for a hybrid work schedule
- 401k plan match, dollar for dollar up to 4%
- 401k additional employer contribution after one year at 5%
- Medical, dental and vision insurance effective date of hire
- Health savings account (HSA)
- Flexible spending accounts for medical and dependent care expenses
- Adoption assistance for qualified expenses maximum $10,000 per child
- Wellness initiatives and reimbursements
- Pre-paid legal services plan
- Identity protection plan
- Accident supplemental plan
- Short & long term disability plans paid for by company
- Company provided basic life insurance of $50,000 plus supplemental for employee, spouse and child
- Pet Insurance
- Free financial planning assistance
- Numerous fun employee events throughout the year
- Volunteer and community engagement opportunities
- Employee loan discounts (closed-end loans)
- Discounts with local and national companies through DFCU Perks
- Service / anniversary awards
- Employee discounts for company logo wear
- Employee referral payouts for recruiting your friends and family
- Paid lunch time
- Tuition reimbursement / Education assistance
- Ongoing training opportunities
- Leadership development program
- Paid time off
- Paid holidays (13 per year)
- Flexible scheduling for students
Equal Opportunity Employer / Disabled / Veterans
Salary : $50,000