Credit Manager- Large Ticket

Dext Capital is a National, innovative, financial services company headquartered in the Portland Metro area. Dext offers an exceptional culture and countless opportunities for growth and advancement. We are seeking a motivated individual to join us as a Credit Manager on our Large Ticket Team.

The Credit Manager, is responsible for overseeing the credit strategy, risk management framework, and underwriting execution for Dext Capital’s large‑ticket equipment finance portfolio. This role provides senior‑level leadership across complex, high‑dollar transactions and serves as a key partner to executive leadership, sales, syndications, legal, and operations.

The ideal candidate brings deep expertise in equipment finance credit, strong judgment on complex deal structures, and the ability to lead and mentor a high‑performing credit team while balancing growth objectives with disciplined risk management. The candidate excels at identifying alternate deal structures, fostering collaboration across the organization, and using creativity to develop thoughtful, well‑designed credit solutions that support sustainable business growth.

Dext Capital has been named one of the top 5 fastest-growing companies in the Greater Northwest and best place to work award recipient for the last 3 years. Dext offers strong benefits and is committed to leveraging technology while enabling our employees to grow in a high-performance environment

Job Duties/Responsibilities

• Contribute to strategic direction for large‑ticket credit underwriting, portfolio risk, and policy execution in alignment with company growth goals.
• Establish and maintain credit risk frameworks, approval authorities, and underwriting standards for transactions typically exceeding $5MM.
• Act as a senior credit authority on complex transactions, including exceptions and non‑standard structures.
• Oversee and review detailed financial analysis of borrowers, guarantors, collateral, and transaction structures across diverse industries.
• Evaluate credit exposure, covenant structures, collateral adequacy, and residual risk associated with large‑ticket equipment finance transactions.
• Ensure compliance with internal credit policies, regulatory requirements, and industry best practices.
• Provide executive‑level reporting and insights on portfolio health, credit performance, and risk metrics.
• Partner closely with sales and operations teams to support efficient deal execution while maintaining credit discipline.
• Support syndication and participation strategies by providing clear credit rationale and risk positioning to internal and external stakeholders.
• Participate in portfolio purchases, credit handoffs, and complex deal structuring discussions.
• Lead, mentor, and develop credit professionals within the Large Ticket Credit team.
• Provide guidance, training, and performance feedback to strengthen underwriting quality and consistency.
• Foster a culture of accountability, sound judgment, and continuous improvement.
  
  

Experience Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• 10 years of progressive experience in credit, risk management, or underwriting within equipment finance or commercial lending.
• Extensive experience underwriting and approving large‑ticket ($5MM ) equipment finance transactions.
• Deep understanding of financial statement analysis, cash flow modeling, collateral evaluation, and risk mitigation strategies.
• Strong leadership, decision‑making, and communication skills with the ability to influence at the executive level.
• Experience with syndications, participations, and complex multi‑party transactions
• CLFP (Preferred)
  
  

The Pay Range For This Role Is

150,000 - 175,000 USD per year(Headquarters)