What are the responsibilities and job description for the Credit Analyst position at Denali State Bank?
JOB OVERVIEW
As a team member of the Commercial Loans Department, this position is responsible for credit analysis of commercial loan requests and assists lending staff with the preparation of credit presentations to include financial statement spreads, covenant testing, collateral analysis, risk ratings, cash flow analysis, annual review, relationship exposure and underwriting.
QUALIFICATIONS
- Bachelor’s degree from an accredited institution in accounting, finance, business or related field required. Emphasis in accounting strongly preferred.
- Strong analytical skills. Experience in financial analysis and the ability to model complex transactions in Excel preferred.
- Credit skills such as financial spreading, calculating and interpreting financial ratios, and evaluating credit reports preferred.