What are the responsibilities and job description for the US E-Consulting Services - Sr. Product Specialist - Transaction Banking position at Deloitte US?
Are you an experienced, passionate pioneer in technology who wants to work in a collaborative environment? As an experienced Sr. Product Specialist you will have the ability to share new ideas and collaborate on projects as a consultant without the extensive demands of travel. The Project Delivery Talent Model is designed for professionals with specialized skills that align to a current client need. Team members focus on delivering services to clients, without additional expectations related to business development or promotion. Their employment is tied to their role on a project, and they are eligible for a benefits package that is competitive for project delivery-focused professionals.
Work you’ll do/Responsibilities
- Define and maintain the enterprise architecture roadmap for transaction banking capabilities across payments, cash management, trade finance, and securities services.
- Partner with business, operations, product, and technology stakeholders to translate strategic objectives into scalable architecture solutions.
- Ensure architecture supports key business priorities including client experience, straight-through processing, resilience, compliance, scalability, and cost efficiency.
- Provide domain guidance across payment rails, liquidity and cash management services, trade lifecycle processes, and securities servicing functions.
- Collaborate with solution architects and engineering teams to ensure implementation alignment with enterprise standards and target-state architecture.
- Assess legacy environments and define pragmatic migration paths to modern, modular, and interoperable platforms.
- Support risk, security, regulatory, and operational resilience requirements relevant to transaction banking ecosystems.
The Team
Our AI & Engineering leverages cutting-edge engineering capabilities to build, deploy, and operate integrated/verticalized sector solutions in software, data, AI, network, and hybrid cloud infrastructure. These solutions are powered by engineering for business advantage, transforming mission-critical operations. We enable clients to stay ahead with the latest advancements by transforming engineering teams and modernizing technology & data platforms. Our delivery models are tailored to meet each client's unique requirements.
Our AI & Data practice offers comprehensive solutions for designing, developing, and operating advanced Data and AI platforms, products, insights, and services. We help clients innovate, enhance, and manage their data, AI, and analytics capabilities, ensuring they can grow and scale effectively.
Qualifications
Required
- Bachelor’s degree, preferably in Computer Science, Information Technology, Computer Engineering, or related IT discipline; or equivalent experience.
- 7 years of experience in understanding architecture, solution design, or technology leadership within banking or financial services.
- 7 years of experience in product management, preferably within large scale transaction banking firms, or a related financial services field.
- Experience with payments, check processing, bank accounts, liquidity management, collections, cash management
- Experience in transaction banking architecture including: Payments, Cash Management, Trade Services, and Securities Services.
- Proven experience designing enterprise-scale architecture across applications, data, integration, and technology domains.
- Strong understanding of banking architecture patterns, microservices, APIs, event-driven architecture, cloud platforms, and enterprise integration.
- Experience with core banking / transaction banking platforms, payment hubs, trade finance systems, securities processing platforms, and related ecosystem vendors.
- Limited immigration sponsorship may be available.
- Ability to travel 10%, on average, based on the work you do and the clients and industries/sectors you serve.
Qualifications
Preferred
- Master’s degree
- Familiarity with regulatory and control considerations impacting transaction banking, including resilience, auditability, data governance, and security.
- Demonstrated ability to influence senior stakeholders and lead cross-functional architecture governance.
You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance.